2632 15th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2632 15th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,306 sqft · built 1989
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2022)
Tax Bill	$2,742 (2026)
Deeds & Mortgages	Dec 2022 Sale Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51360-0004`

Property Details

APN / Parcel Number

Primary APN	`82-51360-0004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Width	38 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2632 15TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD2
Legal Description	LOT 004 BLK 001 SUNRIDGE PATIO HOMES SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	SUNRIDGE PATIO HOMES
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3007
Census Tract	901

Owner

2632 15th St N is owned and occupied by an individual who bought it in November 2022.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2632 15TH ST N, SAINT CLOUD, MN 56303-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed, Transfer MISC COMPANY
Jun 21, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20221485580
Record Updated	Jun 8, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 5, 2022
Property Address	2632 15TH ST N, SAINT CLOUD, MN 56303-1616
Document Number	00A1645531
Instrument Date	Nov 1, 2022
Instrument	A1645531
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 15TH ST N, SAINT CLOUD, MN 56303-1616

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2021
Property Address	2632 15TH ST N, SAINT CLOUD, MN 56303-1616
Document Number	00A1606443
Instrument Date	Jun 14, 2021
Instrument	A1606443
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2632 15TH ST N, SAINT CLOUD, MN 56303-1616

Tax Assessment & Valuation

The 2026 property tax bill for 2632 15th St N was $2,742 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,742.00
2025		$209,100 Land $30,000 Building $179,100	$209,100 Land $30,000 Building $179,100
2023	$2,120.00	$192,800 Land $30,000 Building $162,800	$192,800 Land $30,000 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2632 15th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2632 15th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on 15th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures