2630 15th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2630 15th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,230 sqft · built 1988
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Aug 2023)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Apr 2026 Transfer Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-51360-0005`

Property Details

APN / Parcel Number

Primary APN	`82-51360-0005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Width	38 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2630 15TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD2
Legal Description	LOT 005 BLK 001 SUNRIDGE PATIO HOMES SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	SUNRIDGE PATIO HOMES
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3007
Census Tract	901

Owner

2630 15th St N is owned and occupied by an individual who acquired it in April 2026.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 27, 2023	Transfer on Death Deed, Transfer
Aug 14, 2023	Warranty Deed, Transfer STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI
May 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	20231563442
Last Transfer Date	Apr 27, 2026
Transfer Doc	0001712141
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 28, 2026
Property Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616
Document Number	0001712141
Instrument Date	Apr 27, 2026
Instrument	20261712141
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 27, 2023
Property Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616
Document Number	00A1663975
Instrument Date	Nov 20, 2023
Instrument	A1663975
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 14, 2023
Property Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616
Document Number	00A1658132
Instrument Date	Aug 1, 2023
Instrument	A1658132
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 20, 2020
Property Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616
Document Number	00A1569431
Instrument Date	May 14, 2020
Instrument	A1569431
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 15TH ST N, SAINT CLOUD, MN 56303-1616

Tax Assessment & Valuation

The 2026 property tax bill for 2630 15th St N was $2,566.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00	$198,100 (-) Land $30,000 Building $168,100	$198,100 (-) Land $30,000 Building $168,100
2025		$198,100 Land $30,000 Building $168,100	$198,100 Land $30,000 Building $168,100
2023	$1,954.00	$182,800 Land $30,000 Building $152,800	$182,800 Land $30,000 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2630 15th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2630 15th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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