2631 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 2631 Whitewater Dr, Bertram, TX 78605

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on File
Last Sale	$150,356 (Nov 2025)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08530-0200-00164-000`

Property Details

APN / Parcel Number

Primary APN	`08530-0200-00164-000`
Alternative APN	`63668`

Exterior

Lot Area	114,563 sqft (2.63 acres)

Location & Zoning

Street Address	2631 WHITEWATER DR
City	BERTRAM
State	TX
Zip	78605-4178
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S8530 WHITEWATER SPRINGS LOT 164 SEC 2
Legal Subdivision	WHITEWATER SPRINGS
Legal Block	2
Legal Lot Number	164
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2059
Census Tract	960402

Owner

2631 Whitewater Dr, residential vacant land, is owned by two individuals who bought it in November 2025.

Source: Burnet County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21309 PADDOCK CV, LAGO VISTA, TX 78645-4926
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage VETERANS LAND BOARD OF THE STATE OF
Mar 31, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage ROUND TOP STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	202511221
Prior Transfer Date	Mar 25, 2021
Prior Transfer Doc	0202105032
Record Updated	Oct 29, 2026

November 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Nov 6, 2025
Property Address	2631 WHITEWATER DR, BERTRAM, TX 78605-4178
Document Number	0202511221
Map Reference	CAB 2 SL 120-D
Instrument Date	Nov 5, 2025
Instrument	202511221
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 FORTUNA CT, LIBERTY HILL, TX 78642-2369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21309 PADDOCK CV, LAGO VISTA, TX 78645-4926

Mortgage

Document Number	0202511222
Date	Nov 6, 2025
Instrument	202511222

Lender

Name	VETERANS LAND BOARD OF THE STATE OF
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Mar 31, 2021
Property Address	2631 WHITEWATER DR, BERTRAM, TX 78605-4178
Document Number	0202105032
Map Reference	CAB 2 SL 120-D
Instrument Date	Mar 25, 2021
Instrument	202105032
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 S MO PAC EXPY STE EXPY22, EXPY22, AUSTIN, TX 78746-5933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RIDGEWOOD CV, GEORGETOWN, TX 78633-4336

Mortgage

Document Number	0202105033
Date	Mar 31, 2021
Instrument	202105033

Lender

Name	ROUND TOP STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2631 Whitewater Dr was $1,429, up 17.9% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,000 (-9.21%) Land $119,000	$119,000 (-9.21%) Land $119,000
2025	$1,429.00 (+17.9%)	$131,065 Land $131,065	$131,065 Land $131,065
2024	$1,212.00 (+14.56%)
2023	$1,058.00	$79,373 Land $79,373	$79,373 Land $79,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2631 Whitewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2631 Whitewater Dr is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER SPRINGS WATER SYSTEM private · serves 450 people · EPA ID TX0270124
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hill Country Networks Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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