2601 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 2601 Whitewater Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 2000
Lot Size	1.68 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$248,100 (Aug 2013)
Tax Bill	$3,827 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08530-0200-00156-000`

Property Details

APN / Parcel Number

Primary APN	`08530-0200-00156-000`
Alternative APN	`63660`

Interior

Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	73,616 sqft
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	304 sqft
Deck Area	757 sqft
Patio Area	240 sqft
Canopy	192 sqft
Utility Building	216 sqft

Location & Zoning

Street Address	2601 WHITEWATER DR
City	BERTRAM
State	TX
Zip	78605-4178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8530 WHITEWATER SPRINGS LOT 156 SEC 2
Legal Subdivision	WHITEWATER SPRINGS
Legal Block	2
Legal Lot Number	156
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2059
Census Tract	960402

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2601 WHITEWATER DR, BERTRAM, TX 78605-4178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2013 · Amount on Record
Deed Sale	Aug 20, 2013 · Amount on Record
Prior Sale	Oct 19, 2007 · Amount on Record
Deed Document Number	20137275
Prior Transfer Date	Aug 5, 2013
Prior Transfer Doc	0201307275
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2601 WHITEWATER DR, BERTRAM, TX 78605-4178
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 WHITEWATER DR, BERTRAM, TX 78605-4178

Mortgage

Document Number	0202601363
Date	Feb 11, 2026
Instrument	202601363

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2601 WHITEWATER DR, BERTRAM, TX 78605-4178
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 WHITEWATER DR, BERTRAM, TX 78605-4178

Mortgage

Document Number	0202403866
Date	Apr 22, 2024
Instrument	202403866

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	2601 WHITEWATER DR, BERTRAM, TX 78605-4178
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300070
Date	Jan 3, 2023
Instrument	202300070

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,219 (+8.14%) Land $89,570 Building $374,649	$464,219 (+0.02%) Land $89,570 Building $374,649
2025	$3,827.00 (-9.63%) Homeowner's exemption Senior Citizen's exemption	$429,279 (-15%)	$464,128 (-8.1%) Land $89,570 Building $374,558
2024	$4,235.00 (+9.83%)
2023	$3,856.00 Homeowner's exemption	$505,048 Land $79,430 Building $425,618	$505,048 Land $79,430 Building $425,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 67% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER SPRINGS WATER SYSTEM private · serves 450 people · EPA ID TX0270124
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hill Country Networks Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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