2631 2nd Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2631 2nd Ave E, Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1949
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$260,500 (Feb 2023)
Tax Bill	$3,730 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-29-22-44-0118`

Property Details

APN / Parcel Number

Primary APN	`12-29-22-44-0118`
Alternative APNs	`8024130` `38523`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	901 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Type	Shed Roof
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38523
Street Address	2631 2ND AVE E
City	SAINT PAUL
State	MN
Zip	55109-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION TO NORTH,ST. P EX E 12 FT LOT 27 AND ALL OF LOT 28 BLK 21
Legal Range	22
Legal Township	29
Legal Section	12
Legal Subdivision	SECOND ADDITION TO NORTH,ST. P
Legal Block	21
Legal Lot Number	27,28
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	42700

Owner

2631 2nd Ave E is owned and occupied by an individual who bought it in February 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2631 2ND AVE E, SAINT PAUL, MN 55109-3317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Deed Document Number	20234981013
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 24, 2023
Property Address	2631 2ND AVE E, NORTH ST PAUL, MN 55109-3317
Document Number	0A04981013
Instrument Date	Feb 17, 2023
Instrument	A04981013
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$859.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 2ND AVE E, SAINT PAUL, MN 55109-3317

Mortgage

Document Number	0A04982751
Date	Mar 15, 2023
Instrument	A04982751

Lender

Name	LAKE ELMO BANK
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.49%
Max Rate At Change	7.49%
Index	1-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 2631 2nd Ave E was $3,730 with a homeowner's exemption, up 9.8% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,600 (-1.41%) Land $50,400 Building $216,200	$266,600 (-1.41%) Land $50,400 Building $216,200
2025	$3,730.00 (+9.84%) Homeowner's exemption	$270,400 Land $50,400 Building $220,000	$270,400 Land $50,400 Building $220,000
2024	$3,396.00 (+5.93%)
2023	$3,206.00 Homeowner's exemption	$250,500 Land $50,400 Building $200,100	$250,500 Land $50,400 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2631 2nd Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2631 2nd Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20