2445 2nd Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2445 2nd Ave E, Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 886 sqft · built 1920
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-29-22-34-0027`

Property Details

APN / Parcel Number

Primary APN	`12-29-22-34-0027`
Alternative APNs	`8405435` `454328`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	125 ft deep x 175 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	454328
Street Address	2445 2ND AVE E
City	SAINT PAUL
State	MN
Zip	55109-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO NORTH ST.,PA ALL OF BLK 3 C PETERSONS SUBD A AND IN ...PAUL LOTS 20 AND LOT 21 BLK 6
Legal Range	22
Legal Township	29
Legal Section	12
Legal Subdivision	FIRST ADDITION TO NORTH ST.,PA
Legal Block	3
Legal Lot Number	20
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	2
Census Block	2025
Census Tract	42602

Owner

Source: Ramsey County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 2ND AVE E, SAINT PAUL, MN 55109-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 30, 2020
Transfer Doc	0004851510
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 14, 2020
Property Address	2445 2ND AVE E, NORTH ST PAUL, MN 55109-3220
Document Number	0004851510
Instrument Date	Nov 30, 2020
Instrument	4851510
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2445 2ND AVE E NORTH ST PAUL MN 551093220, NORTH ST PAUL, MN 55109-3220

Mortgage

Document Number	4851511
Date	Dec 14, 2020
Instrument	4851511

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2030

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,800 (+0.4%) Land $73,200 Building $153,600	$226,800 (+0.4%) Land $73,200 Building $153,600
2025	$3,376.00 (-5.12%) Homeowner's exemption	$225,900 (-13.45%) Land $73,200 Building $152,700	$225,900 (-13.45%) Land $73,200 Building $152,700
2024	$3,558.00 (+6.53%)
2023	$3,340.00 Homeowner's exemption	$261,000 Land $73,200 Building $187,800	$261,000 Land $73,200 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20