2605 Klam Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2605 Klam Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2023)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-015-021-90`

Property Details

APN / Parcel Number

Primary APN	`017-015-021-90`

Interior

Flooring	Carpet

Exterior

Lot Area	437,778 sqft (10 acres)

Location & Zoning

Street Address	2605 KLAM RD
City	LAPEER
State	MI
Zip	48446-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T8N R9E PARCEL J PART OF THE SE 1/4 OF SEC 15 BEG AT A PTTHAT IS N 2 DEG W 976.89 FT FROM THE SE COR OF SEC 15; TH
Legal Range	09E
Legal Township	08N
Legal Section	15
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2025
Census Tract	334500

Owner

2605 Klam Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2605 KLAM RD, LAPEER, MI 48446-9042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BK
Jun 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Jul 24, 2002 · Amount on File
Deed Book / Page	3370 / 350
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0028980659
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 3, 2023
Property Address	2605 KLAM RD, LAPEER, MI 48446-9042
Document Number	0033700350
Book / Page	3370 / 350
Instrument Date	Oct 2, 2023
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 KLAM RD, LAPEER, MI 48446-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2299 TIMBER RUN, BURTON, MI 48519-1711

Mortgage

Document Number	0033700353
Date	Oct 3, 2023
Book Page	3370/353

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2605 KLAM RD, LAPEER, MI 48446-9042
Document Number	0029100415
Book / Page	002910 / 000415
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2605 KLAM RD LAPEER MI 484469042, LAPEER, MI 48446-9042

Mortgage

Document Number	0029100415
Date	Aug 9, 2017
Book Page	002910/000415

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 9, 2017
Property Address	2605 KLAM RD, LAPEER, MI 48446-9042
Document Number	0028980659
Book / Page	002898 / 000659
Instrument Date	Jun 7, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2605 KLAM RD LAPEER MI 484469042, LAPEER, MI 48446-9042

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Klam Rd was $4,145 with a homeowner's exemption, up 4.4% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,700 (-1.63%)	$385,400 (-1.63%)
2025	$4,145.00 (+4.43%) Homeowner's exemption	$195,900	$391,800
2024	$3,969.00
2023		$162,500	$325,000
2022	$1,964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2605 Klam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2605 Klam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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