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2630 King Oak Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2630 King Oak Cir, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 962 sqft · built 1993
Lot Size0.037 acres (1,611 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Apr 2024)
Tax Bill$3,666 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-30-0040-0001-0980

Property Details

APN / Parcel Number

Primary APN09-26-30-0040-0001-0980
Alternative APNs
  • 263009004000010980
  • 83168

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area962 sqft Living Area
Gross Area1,028 sqft
1st Floor Area962 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,611 sqft (0.037 acres)
Lot Dimensions52 ft deep x 30.3 ft wide
PorchMetal Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2630 KING OAK CIR
CitySAINT CLOUD
StateFL
Zip34769-6613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PH 2 3RD ADDN PB 7 PG 108 LOT 98
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VILLAS PH 2 3RD ADD
Legal Phase2
Legal Tract40
Legal Block980
Legal Lot Number98
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3130 STONEWYCK ST, ORLANDO, FL 32824-7848
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Oct 15, 2019Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202453858
Deed Book / Page6589 / 1308
Prior Transfer DateDec 31, 2007
Prior Transfer Doc0036330858
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2630 KING OAK CIR, SAINT CLOUD, FL 34769-6613
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2630 KING OAK CIR, SAINT CLOUD, FL 34769-6613

Mortgage

Document Number0061162726
DateDec 28, 2021
Book Page6116/2726
Instrument2021199909
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 15, 2019
Property Address2630 KING OAK CIR, SAINT CLOUD, FL 34769-6613
Document Number0056052567
Book / Page5605 / 2567
Map ReferenceMB 7 PG 108
Instrument DateOct 10, 2019
Instrument2019132747
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2630 KING OAK CIR, 2630, SAINT CLOUD, FL 34769-6613

Transferred To (Grantee/Buyer)

NameVerified Name
Address2630 KING OAK CIR, SAINT CLOUD, FL 34769-6613

Mortgage

Document Number0056052569
DateOct 15, 2019
Instrument5605/2569
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,666.00 (+152.48%)$204,600 (+70.43%) Land $30,000 Building $174,600$204,600 (+12.91%) Land $30,000 Building $174,600
2024$1,452.00 (+3.49%)
2023$1,403.00 (+4.62%) Homeowner's exemption$120,052 (+3%)$181,200 (+32.65%) Land $14,900 Building $166,300
2022$1,341.00 Homeowner's exemption$116,556$136,600 Land $14,900 Building $121,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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