Osceola County property record for 2591 King Oak Cir, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 962 sqft · built 1992 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $78,000 (Jun 2003) |
| Tax Bill | $265 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 83156 |
| Primary APN | 83156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 962 sqft Heated Area |
| Gross Area | 1,220 sqft |
| 1st Floor Area | 962 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.039 acres) |
| Lot Dimensions | 52 ft deep x 33 ft wide |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83156 |
|---|---|
| Street Address | 2591 KING OAK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6642 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | KING OAK VILLAS PHS 2 2ND ADDN REPLAT PB 7 PG 69 LOT 85 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | KING OAK VIL PH1 |
| Legal Tract | 39 |
| Legal Block | 1 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2591 KING OAK CIR, SAINT CLOUD, FL 34769-6642 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2003 · Amount on Record |
| Deed Sale | Jun 4, 2003 · Amount on Record |
| Prior Sale | Feb 26, 1999 · Amount on Record |
| Deed Document Number | 0226402873 |
| Deed Book / Page | 02264 / 02873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2591 KING OAK CIR, SAINT CLOUD, FL 34769-6642 |
| Document Number | 0055982749 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2591 KING OAK CIR ST CLOUD FL 347696642, ST CLOUD, FL 34769-6642 |
| Document Number | 0055982749 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 005598/002749 |
| Instrument | 127046 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2591 KING OAK CIR, SAINT CLOUD, FL 34769-6642 |
| Document Number | 0051930001 |
| Book / Page | 005193 / 000001 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2591 KING OAK CIR ST CLOUD FL 347696642, ST CLOUD, FL 34769-6642 |
| Document Number | 0051930001 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 005193/000001 |
| Instrument | 116076 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 9, 2032 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265.00 (+5.16%) Homeowner's exemption Senior Citizen's exemption | $54,245 (+5.98%) | $202,000 (+12.91%) Land $30,000 Building $172,000 |
| 2023 | $252.00 (+4.13%) Homeowner's exemption Senior Citizen's exemption | $51,182 (+3%) | $178,900 (+32.62%) Land $14,900 Building $164,000 |
| 2022 | $242.00 Homeowner's exemption Senior Citizen's exemption | $49,692 | $134,900 Land $14,900 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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