263 White Oak Bluff Rd, Stella, NC 28582 Property Records

Carteret County property record for 263 White Oak Bluff Rd, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,136 sqft · built 2019
Lot Size	0.468 acres (20,386 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Nov 2018)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5367.04.74.9218000`

Property Details

APN / Parcel Number

Primary APN	`5367.04.74.9218000`
Alternative APNs	`113341` `23286`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,136 sqft Heated Area
Gross Area	3,199 sqft
1st Floor Area	1,965 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	226 ft deep x 89 ft wide
Porch	Slab
Deck Area	10 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23286
Street Address	263 WHITE OAK BLUFF RD
City	STELLA
State	NC
Zip	28582-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L41 S3 WHITE OAK BLUFF
Legal Subdivision	WHITE OAK BLUFF
Legal Block	74
Legal Lot Number	41
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1018
Census Tract	970801

Owner

263 White Oak Bluff Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	263 WHITE OAK BLUFF RD, STELLA, NC 28582-9757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage STATE EMPS FCU
Feb 20, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Nov 1, 2018	Warranty Deed, Transfer BUILDER FINANCE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Document Number	20181622256
Deed Book / Page	1622 / 256
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	263 WHITE OAK BLUFF RD, STELLA, NC 28582-9757
Document Number	0016680062
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 WHITE OAK BLUFF RD STELLA NC 285829757, STELLA, NC 28582-9757

Mortgage

Document Number	0016680062
Date	Apr 2, 2020
Book Page	001668/000062

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 20, 2020
Property Address	263 WHITE OAK BLUFF RD, STELLA, NC 28582-9757
Document Number	0016630415
Book / Page	001663 / 000415
Instrument Date	Feb 20, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 WHITE OAK BLUFF RD STELLA NC 285829757, STELLA, NC 28582-9757

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 1, 2018
Property Address	263 WHITE OAK BLUFF RD, STELLA, NC 28582-9757
Document Number	0016220256
Book / Page	1622 / 256
Map Reference	MB25 PG84
Instrument Date	Oct 18, 2018
Instrument	1622256
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 WHITE OAK BLUFF RD, STELLA, NC 28582-9707

Mortgage

Document Number	1622257
Date	Nov 1, 2018
Instrument	1622257

Lender

Name	BUILDER FINANCE GROUP LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 263 White Oak Bluff Rd was $1,552.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,659 (-) Land $60,668 Building $360,991	$421,659 (-) Land $60,668 Building $360,991
2025	$1,552.00	$421,659 Land $60,668 Building $360,991	$421,659 Land $60,668 Building $360,991
2023		$287,096 (-) Land $39,349 Building $247,747	$287,096 (-) Land $39,349 Building $247,747
2022	$1,393.00	$287,096 Land $39,349 Building $247,747	$287,096 Land $39,349 Building $247,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 White Oak Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 White Oak Bluff Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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