Carteret County property record for 258 White Oak Bluff Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,262 sqft · built 2004 |
| Lot Size | 1.01 acres (44,257 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $475,000 (May 2004) |
| Tax Bill | $2,724 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5367.04.73.8921000 |
| Primary APN | 5367.04.73.8921000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,262 sqft Heated Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 10 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,257 sqft (1.01 acres) |
| Lot Dimensions | 365 ft deep x 117 ft wide |
| View / Lot | Waterfront - Canal |
| Porch | Slab |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 85 sqft |
| Canopy | 830 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 41948 |
|---|---|
| Street Address | 258 WHITE OAK BLUFF RD |
| City | STELLA |
| State | NC |
| Zip | 28582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L56 S2 WHITE OAK BLUFF |
| Legal Subdivision | WHITE OAK BLUFF |
| Legal Block | 73 |
| Legal Lot Number | 56 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970801 |
258 White Oak Bluff Rd is held in a trust since May 2004.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2330 INDIAN SPRINGS RD, DUDLEY, NC 28333-6402 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2004 · Amount on File |
| Deed Sale | May 27, 2004 · Amount on File |
| Prior Sale | Feb 24, 2003 · Amount on File |
| Deed Book / Page | 1057 / 129 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 258 White Oak Bluff Rd was $2,724.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761,249 (-) Land $186,525 Building $574,724 | $761,249 (-) Land $186,525 Building $574,724 | |
| 2025 | $2,724.00 | $761,249 Land $186,525 Building $574,724 | $761,249 Land $186,525 Building $574,724 |
| 2023 | $426,252 Land $95,275 Building $330,977 | $426,252 Land $95,275 Building $330,977 | |
| 2022 | $2,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 258 White Oak Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 258 White Oak Bluff Rd is moderate, ranking above 60% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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