263 Upper Troy Rd, Fitzwilliam, NH 03447 Property Records

Cheshire County and Fitzwilliam Town property record for 263 Upper Troy Rd, Fitzwilliam, NH 03447

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,248 sqft · built 1972
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2026)
Tax Bill	$8,737 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`FITZ M:00015 B:000020 L:000000`

Property Details

APN / Parcel Number

Primary APN	`FITZ M:00015 B:000020 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,248 sqft Living Area
Gross Area	5,031 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	263 UPPER TROY RD
City	FITZWILLIAM
State	NH
Zip	03447-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	20
Jurisdiction	FITZWILLIAM TOWN NH
Township / Civil Division	FITZWILLIAM
Census Block Group	3
Census Block	3006
Census Tract	970700

Owner

Source: Cheshire County and Fitzwilliam Town records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 25, 2023	Warranty Deed, Transfer
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 22, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage HARBORONE MTG LLC
Mar 19, 2018	Quit Claim Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	20267227
Deed Book / Page	3362 / 696
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Sep 9, 2026
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Document Number	0000007227
Book / Page	3362 / 696
Instrument Date	Sep 8, 2026
Instrument	20267227
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142

Mortgage

Date	Sep 9, 2026

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FITZWILLIAM TOWN NH
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03327-1135
Date	Oct 22, 2025
Book Page	3327/1135
Instrument	2508194

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Jul 25, 2023
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Document Number	003253-123
Book / Page	3253 / 123
Instrument Date	Jul 25, 2023
Instrument	2305069
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FITZWILLIAM TOWN NH
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003208-677
Date	Apr 12, 2022
Book Page	3208/677
Instrument	2203360

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	May 22, 2020
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Document Number	0031100737
Book / Page	003110 / 000737
Instrument Date	Apr 29, 2020
Instrument	3864
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FIELD STONE RD FOXBOROUGH MA 020352817, FOXBOROUGH, MA 02035-2817

Mortgage

Document Number	31100739
Date	May 22, 2020
Book Page	003110/000739
Instrument	3865

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Sep 13, 2018
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Document Number	0030400133
Book / Page	003040 / 000133
Instrument Date	Sep 12, 2018
Instrument	7493
Transaction Type	Transfer
Record Updated	Nov 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1103 ROUTE 63 WESTMORELAND NH 034674226, WESTMORELAND, NH 03467-4226

Mortgage

Document Number	30400135
Date	Sep 13, 2018
Book Page	003040/000135
Instrument	7494

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

March 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Mar 19, 2018
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Document Number	0030191147
Book / Page	003019 / 001147
Instrument Date	Mar 5, 2018
Instrument	2003
Transaction Type	Subdivision Related Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	349 FITZWILLIAM RD RICHMOND NH 03470, RICHMOND, NH 03470

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Oct 30, 2017
Property Address	263 UPPER TROY RD, FITZWILLIAM, NH 03447-3142
Document Number	0030051147
Book / Page	003005 / 001147
Instrument Date	Oct 18, 2017
Instrument	9252
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 MAIN ST RINDGE NH 034615728, RINDGE, NH 03461-5728

Tax Assessment & Valuation

Source: Cheshire County and Fitzwilliam Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Fitzwilliam Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,737.00 (+5.19%)	$454,600 (-) Land $92,900 Building $361,700
2024	$8,306.00 (+7.98%)	$454,600 (-) Land $92,900 Building $361,700
2023	$7,692.00 (+4.87%)	$454,600 (+1.7%) Land $92,900 Building $361,700
2022	$7,335.00	$447,000 Land $92,900 Building $354,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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