263 Rucker, Black Hawk, CO 80422 Property Records

Gilpin County property record for 263 Rucker, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,500 sqft · built 2007
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1581-332-03-199`

Property Details

APN / Parcel Number

Primary APN	`1581-332-03-199`
Alternative APN	`R008154`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,500 sqft Heated Area
Gross Area	3,049 sqft
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Unfinished Basement	1,080 sqft
Flooring	Tile
Interior Walls	Log

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R008154
Street Address	263 RUCKER
City	BLACK HAWK
State	CO
Zip	80422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 33 T: 1S R: 72W SUBD: LINCOLN HILLS LOT: PCL 7 A TRACT OF LAND CREATED BY BLA 03-01 DESC RECPT#116260 AMENDED #120471 FORM
Legal Range	72W
Legal Township	01S
Legal Section	33
Legal Subdivision	LINCOLN HILLS
Legal Block	6,S,7
Legal Lot Number	17-14
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1007
Census Tract	13801

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 23, NEDERLAND, CO 80466-0023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017
Deed Sale	Nov 28, 2017
Prior Sale	Jan 5, 2011
Deed Document Number	2017160422
Prior Transfer Date	Oct 24, 2017
Prior Transfer Doc	0000160422
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	263 RUCKER, BLACK HAWK, CO 80422
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170984
Date	Nov 16, 2021
Instrument	170984

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILPIN CO
Recording Date	Nov 28, 2017
Property Address	263 RUCKER, BLACK HAWK, CO 80422
Document Number	0000160422
Map Reference	DOC120368
Instrument Date	Oct 24, 2017
Instrument	160422
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 RUCKER, BLACK HAWK, CO 80422

Mortgage

Document Number	0000160423
Date	Nov 28, 2017
Instrument	160423

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+22.72%)	$28,360 (+11.17%) Land $1,880 Building $26,480	$453,660 (+19.16%) Land $30,000 Building $423,660
2024	$1,703.00 (+0.77%)	$25,510 (-) Land $1,760 Building $23,750	$380,710 (-) Land $26,213 Building $354,497
2023	$1,690.00 (+11.48%)	$25,510 (+22.82%) Land $1,760 Building $23,750	$380,710 (+27.42%) Land $26,213 Building $354,497
2022	$1,516.00	$20,770 Land $1,880 Building $18,890	$298,790 Land $27,000 Building $271,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
Nedernet Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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