126 Rucker, Black Hawk, CO 80422 Property Records

Gilpin County property record for 126 Rucker, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 2006
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1581-332-03-234`

Property Details

APN / Parcel Number

Primary APN	`1581-332-03-234`
Alternative APN	`R008163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,028 sqft Heated Area
Gross Area	2,704 sqft
1st Floor Area	1,884 sqft
Upper Floors Area	144 sqft
Flooring	Tile
Interior Walls	Log

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	84,506 sqft (1.94 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R008163
Street Address	126 RUCKER
City	BLACK HAWK
State	CO
Zip	80422-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 33 T: 1S R: 72W SUBD: LINCOLN HILLS LOT: PCL 1 A TRACT OF LAND CREATED BY BLA 03-01 DESC RECPT#116260 AMENDED PLAT #120471
Legal Range	72W
Legal Township	01S
Legal Section	33
Legal Subdivision	LINCOLN HILLS
Legal Block	15,13,1
Legal Lot Number	11-24
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1007
Census Tract	13801

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 RUCKER, BLACK HAWK, CO 80422-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 21, 2022	Public Action, Foreclosure FIRST INTEGRITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	126 RUCKER, BLACK HAWK, CO 80422-4405
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172152
Date	Apr 21, 2022
Instrument	172152

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	GILPIN CO
Recording Date	Apr 21, 2022
Property Address	126 RUCKER, BLACK HAWK, CO 80422-4405
Document Number	0000172157
Instrument Date	Apr 21, 2022
Instrument	172157
Transaction Type	Foreclosure
Record Updated	May 10, 2022
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 153, DUMONT, CO 80436-0153

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,376.00 (+16.19%)	$38,490 (+3.11%) Land $1,880 Building $36,610	$615,700 (+10.51%) Land $30,000 Building $585,700
2024	$2,045.00 (+0.74%)	$37,330 (-) Land $1,830 Building $35,500	$557,150 (-) Land $27,305 Building $529,845
2023	$2,030.00 (+27.83%)	$37,330 (+30.07%) Land $1,830 Building $35,500	$557,150 (+34.96%) Land $27,305 Building $529,845
2022	$1,588.00	$28,700 Land $1,880 Building $26,820	$412,830 Land $27,000 Building $385,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
Nedernet Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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