263 Moseley St, Elgin, IL 60123 Property Records

Kane County property record for 263 Moseley St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1880
Lot Size	0.168 acres (7,309 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2021)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-203-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-203-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,144 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,309 sqft (0.168 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	263 MOSELEY ST
City	ELGIN
State	IL
Zip	60123-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS ADDN NORTH 49 FT OF LOT 3 & LOT 4 BLOCK 12
Legal Subdivision	J C&W H KIMBALLS ADDN
Legal Block	12
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851600

Owner

263 Moseley St is owned and occupied by an individual who bought it in October 2021.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	263 MOSELEY ST, ELGIN, IL 60123-6353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Mar 12, 2010 · Amount on File
Deed Document Number	202175556
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0000130127
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 6, 2021
Property Address	263 MOSELEY ST, ELGIN, IL 60123-6353
Document Number	0000075556
Instrument Date	Sep 29, 2021
Instrument	2021K075556
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BIGHORN CT, SOUTH BARRINGTON, IL 60010-1014
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075557
Date	Oct 6, 2021
Instrument	2021K075557

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	263 MOSELEY ST, ELGIN, IL 60123-6353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080156
Date	Dec 21, 2020
Instrument	2020K080156

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 263 Moseley St was $4,518 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 Homeowner's exemption	$67,224 (+8.57%) Land $15,540 Building $51,684	$201,753 (+8.57%) Land $46,639 Building $155,114
2024		$61,917 Land $14,313 Building $47,604	$185,825 Land $42,956 Building $142,869
2022	$3,902.00 (-8.27%) Homeowner's exemption	$51,006 (+6.96%) Land $11,791 Building $39,215	$153,018 (+6.96%) Land $35,373 Building $117,645
2021	$4,254.00	$47,687 Land $11,024 Building $36,663	$143,061 Land $33,072 Building $109,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 263 Moseley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 263 Moseley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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