254 Moseley St, Elgin, IL 60123 Property Records

Kane County property record for 254 Moseley St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,590 sqft · built 1921
Lot Size	0.98 acres (4,290 sqft)
Owner	2 Individual Names on File
Last Sale	$214,500 (Mar 2024)
Tax Bill	$5,547 (2025)
Deeds & Mortgages	Mar 2024 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-202-008`

Property Details

APN / Parcel Number

Primary APN	`06-23-202-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,590 sqft Living Area
Gross Area	2,650 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	4,290 sqft (0.98 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	254 MOSELEY ST
City	ELGIN
State	IL
Zip	60123-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS ADDN SOUTH 52 FT OF LOT 1 BLOCK 13
Legal Subdivision	J C&W H KIMBALLS ADDN
Legal Block	13
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1014
Census Tract	851600

Owner

254 Moseley St is owned by two individuals who bought it in March 2024.

Source: Kane County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 GOLFVIEW LN, CARPENTERSVILLE, IL 60110-2345
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 25, 2021	Special Warranty Deed, Transfer · Conventional Mortgage EMERALD MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	May 25, 2021 · Amount on File
Deed Document Number	20248923
Prior Transfer Date	Oct 2, 2010
Prior Transfer Doc	0000071351
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 19, 2024
Property Address	254 MOSELEY ST, ELGIN, IL 60123-6352
Document Number	0000008923
Instrument Date	Feb 13, 2024
Instrument	2024K008923
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 GOLFVIEW LN, CARPENTERSVILLE, IL 60110-2345

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2021
Property Address	254 MOSELEY ST, ELGIN, IL 60123-6352
Document Number	0000040358
Instrument Date	May 12, 2021
Instrument	2021K040358
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 MOSELEY ST, 254, ELGIN, IL 60123-6352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WAYNE CT, BARTLETT, IL 60103-4169

Mortgage

Document Number	0000040359
Date	May 25, 2021
Instrument	2021K040359

Lender

Name	EMERALD MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 254 Moseley St was $5,547.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,547.00	$80,709 (+8.57%) Land $12,953 Building $67,756	$242,224 (+8.57%) Land $38,875 Building $203,349
2024		$74,339 Land $11,931 Building $62,408	$223,106 Land $35,807 Building $187,299
2022	$4,744.00 (+4.75%) Homeowner's exemption	$61,239 (+6.96%) Land $9,829 Building $51,410	$183,717 (+6.96%) Land $29,487 Building $154,230
2021	$4,529.00 Homeowner's exemption	$57,254 Land $9,189 Building $48,065	$171,762 Land $27,567 Building $144,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 254 Moseley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 254 Moseley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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