263 Main St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 263 Main St, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,736 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$231,300 (Aug 2026)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:052 B:296`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:052 B:296`
Alternative APN	`3964`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	4,327 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3964
Street Address	263 MAIN ST
City	WATERVILLE
State	ME
Zip	04901-4910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	296
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3022
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

263 Main St, a duplex, is owned by two individuals who bought it in August 2026.

Source: Kennebec County and Waterville City records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 RUSSELL ST, WATERVILLE, ME 04901-5241
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage KATY BANK
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU
Oct 11, 2018	Deed of Trust, Mortgage KENNEBUNK SVGS BANK
Feb 11, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Feb 11, 2019 · Amount on File
Deed Document Number	20262026017221
Deed Book / Page	15811 / 279
Prior Transfer Date	May 8, 2026
Prior Transfer Doc	0000017221
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Recording Date	Aug 3, 2026
Property Address	263 MAIN ST, WATERVILLE, ME 04901-4910
Document Number	0000017222
Book / Page	15811 / 281
Instrument Date	Jun 3, 2026
Instrument	202617222
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 MAIN ST, WATERVILLE, ME 04901-4910

Mortgage

Document Number	0000017222,
Date	Aug 3, 2026
Book Page	15811/281
Instrument	202617222

Lender

Name	KATY BANK

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	263 MAIN ST, WATERVILLE, ME 04901-4910
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023020132
Date	Oct 6, 2023
Book Page	14883/155
Instrument	2023020132

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	263 MAIN ST, WATERVILLE, ME 04901-4910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13051/0267
Date	Oct 11, 2018
Book Page	13051/0267
Instrument	2018023948

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 11, 2019
Property Address	263 MAIN ST, WATERVILLE, ME 04901-4910
Document Number	2019002688
Book / Page	13146 / 79
Instrument Date	Feb 8, 2019
Instrument	2019002688
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 HIGH ST, SOUTH PORTLAND, ME 04106-2029

Mortgage

Document Number	2019002689
Date	Feb 11, 2019
Instrument	2019002689

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 263 Main St was $3,103.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,103.00	$182,500 Land $14,000 Building $168,500
2023	$2,941.00 (+53.1%)	$147,800 (+98.92%) Land $10,800 Building $137,000
2022	$1,921.00	$74,300 Land $8,100 Building $66,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 263 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 263 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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