262 Main St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 262 Main St, Waterville, ME 04901

Property Summary

Property Type	Office Building
Details	3 bd · 2.5 ba · 2,108 sqft · built 1890
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Aug 2023)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:052 B:126`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:052 B:126`
Alternative APNs	`000384112` `811`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,108 sqft Total Area
Gross Area	3,974 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	811
Street Address	262 MAIN ST
City	WATERVILLE
State	ME
Zip	04901-4857
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Block	126
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2014
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 MAIN ST, WATERVILLE, ME 04901-4857
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2019	Warranty Deed, Transfer · Commercial Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	202314335
Deed Book / Page	14824 / 89
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Aug 2, 2023
Property Address	262 MAIN ST, WATERVILLE, ME 04901-4857
Document Number	2023014335
Book / Page	14824 / 89
Instrument Date	Jul 31, 2023
Instrument	2023014335
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 FRONT ST # 1, 1, WATERVILLE, ME 04901-6613

Mortgage

Document Number	2023014336
Date	Aug 2, 2023
Instrument	2023014336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jan 29, 2019
Property Address	262 MAIN ST, WATERVILLE, ME 04901-4857
Document Number	2019001820
Book / Page	13138 / 61
Instrument Date	Jan 25, 2019
Instrument	2019001820
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 649, WATERVILLE, ME 04903-0649

Mortgage

Document Number	2019001821
Date	Jan 29, 2019
Instrument	2019001821

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,550.00 (+25.8%)	$208,800 (+47.25%) Land $50,900 Building $157,900
2023	$2,822.00 (+25.03%)	$141,800 (+62.43%) Land $49,400 Building $92,400
2022	$2,257.00	$87,300 Land $28,000 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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