263 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 263 Ladera Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,018 sqft · built 1992
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,800 (Sep 2018)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-003-030.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-003-030.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Patio Area	246 sqft

Location & Zoning

Street Address	263 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:43 EL VALLEJO 2
Legal Range	1E
Legal Township	44N
Legal Section	32
Legal Subdivision	EL VALLEJO
Legal Lot Number	43
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

Source: Franklin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	263 LADERA LN, WASHINGTON, MO 63090-5759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Intrafamily Transfer, Transfer · Seller Carry-Back JOHN W RATCLIFF
Sep 26, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Document Number	201813421
Last Transfer Date	Jul 14, 2021
Transfer Doc	0000013755
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Jul 23, 2021
Property Address	263 LADERA LN, WASHINGTON, MO 63090-5759
Document Number	0002113755
Map Reference	PB M PG 465
Instrument Date	Jul 14, 2021
Instrument	2113755
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 OXFORD LN, WOODLAND PARK, CO 80863-9464

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	263 LADERA LN, WASHINGTON, MO 63090-5759

Mortgage

Document Number	0002113756
Date	Jul 23, 2021
Instrument	2113756

Lender

Name	JOHN W RATCLIFF
Type	Seller
Address	455 OXFORD LN, WOODLAND PARK, CO 80863

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	108 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 26, 2018
Property Address	263 LADERA LN, WASHINGTON, MO 63090-5759
Document Number	0000013421
Instrument Date	Sep 26, 2018
Instrument	13421
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 OXFORD LN WOODLAND PARK CO 808639464, WOODLAND PARK, CO 80863-9464

Mortgage

Document Number	13423
Date	Sep 26, 2018
Instrument	13423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,164.00 (+16.67%)	$59,968 (+18.89%)	$315,620 (+18.89%) Land $45,000 Building $270,620
2023	$2,712.00 (-5.67%)	$50,441 (-5.59%)	$265,480 (-5.59%) Land $37,000 Building $228,480
2022	$2,875.00	$53,430
2021			$281,210 Land $37,000 Building $244,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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