255 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 255 Ladera Ln, Washington, MO 63090

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,310 sqft · built 1979
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jun 1991)
Tax Bill$2,475 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-9-32.0-4-003-029.000

Property Details

APN / Parcel Number

Primary APN09-9-32.0-4-003-029.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,310 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Construction TypeFrame
Lot Area34,848 sqft (0.8 acres)
Patio Area216 sqft

Location & Zoning

Street Address255 LADERA LN
CityWASHINGTON
StateMO
Zip63090-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT:42 EL VALLEJO 2
Legal Range01E
Legal Township44
Legal Section32
Legal QuarterSE
Legal SubdivisionEL VALLEJO
Legal Block3
Legal Lot Number42
JurisdictionFRANKLIN MO
Township / Civil DivisionST. JOHNS
Census Block Group1
Census Block1033
Census Tract800104

Owner

255 Ladera Ln is owned and occupied by two individuals who bought it in June 1991.

Source: Franklin County records, as of November 10, 2025

Owner of Record2 Individual Names on File
Mailing Address255 LADERA LN, WASHINGTON, MO 63090-5759
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1991 · Amount on File
Deed SaleJun 28, 1991 · Amount on File
Deed Document Number640-00720
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address255 LADERA LN, WASHINGTON, MO 63090-5759
Document Number0000013723
Instrument DateSep 19, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address255 LADERA LN WASHINGTON MO 630905759, WASHINGTON, MO 63090-5759

Mortgage

Document Number0000013723
DateOct 3, 2018
Instrument13723
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 2, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 255 Ladera Ln was $2,475.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,475.00$53,124$279,600 Land $45,000 Building $234,600
2023$2,379.00 (+0.68%)$44,253$232,910 Land $37,000 Building $195,910
2022$2,363.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Ladera Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Ladera Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Ladera Ln

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