263 Hone Rd, Cherry Valley, NY 13320 Property Records

Otsego County and Cherry Valley Town property record for 263 Hone Rd, Cherry Valley, NY 13320

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,176 sqft · built 1965
Lot Size	43.7 acres (1,904,879 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2023)
Tax Bill	$2,703 (2026)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`362489 75.00-1-1.01`

Property Details

APN / Parcel Number

Primary APN	`362489 75.00-1-1.01`
Alternative APNs	`248907500000010010010000` `004350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	1,904,879 sqft (43.7 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004350
Street Address	263 HONE RD
City	CHERRY VALLEY
State	NY
Zip	13320-2415
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	987 0 0
Legal Block	1
Legal Lot Number	1.001
Jurisdiction	OTSEGO NY
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3058
Census Tract	590101

Owner

263 Hone Rd, a rural home, is owned and occupied by two individuals who bought it in July 2023.

Source: Otsego County and Cherry Valley Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	263 HONE RD, CHERRY VALLEY, NY 13320-2415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Line of Credit FARM CREDIT
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Jul 16, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	20232753
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 12, 2023
Property Address	263 HONE RD, CHERRY VALLEY, NY 13320-2415
Document Number	0000000753
Instrument Date	Jul 10, 2023
Instrument	2023-2753
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1112 CLINTON RD, FORT PLAIN, NY 13339-4712

Mortgage

Document Number	0000000754
Date	Jul 12, 2023
Instrument	2023-2754

Lender

Name	FARM CREDIT

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	263 HONE RD, CHERRY VALLEY, NY 13320-2415
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000054
Date	Jan 28, 2022
Instrument	2022-554

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 16, 2018
Property Address	263 HONE RD, CHERRY VALLEY, NY 13320-2415
Document Number	0000003181
Instrument Date	Jun 22, 2018
Instrument	3181
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 HONE RD CHERRY VALLEY NY 133202415, CHERRY VALLEY, NY 13320-2415

Tax Assessment & Valuation

The 2026 property tax bill for 263 Hone Rd was $2,703, down 12.1% from the year before.

Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Cherry Valley Town
Unified School District	Sharon Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,703.00 (-12.1%)
2025	$3,075.00	$178,700 Land $91,500 Building $87,200	$255,286 Land $130,714 Building $124,572
2023		$178,700 (-) Land $91,500 Building $87,200	$215,717 (+20.71%) Land $110,454 Building $105,263
2022		$178,700 Land $91,500 Building $87,200	$178,700 Land $91,500 Building $87,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 263 Hone Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Hone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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