Otsego County and Cherry Valley Town property record for 186 Hone Rd, Cherry Valley, NY 13320
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,400 sqft · built 1997 |
| Lot Size | 26.7 acres (1,166,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (Apr 2016) |
| Tax Bill | $1,597 (2026) |
| Deeds & Mortgages | Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 362489 75.00-1-3.00 |
| Primary APN | 362489 75.00-1-3.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,166,537 sqft (26.7 acres) |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 013950 |
|---|---|
| Street Address | 186 HONE RD |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 003 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 590101 |
186 Hone Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2020.
Source: Otsego County and Cherry Valley Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 HONE RD, CHERRY VALLEY, NY 13320-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2016 · Amount on File |
| Deed Sale | Apr 14, 2016 · Amount on File |
| Prior Sale | Apr 9, 2015 · Amount on File |
| Deed Book / Page | 2016 / 1780 |
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0000000529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 7, 2020 |
| Property Address | 186 HONE RD, CHERRY VALLEY, NY 13320-2413 |
| Document Number | 0000005529 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 5529 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 HONE RD CHERRY VALLEY NY 133202413, CHERRY VALLEY, NY 13320-2413 |
The 2026 property tax bill for 186 Hone Rd was $1,597, down 11.8% from the year before.
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Unified School District | Sharon Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,597.00 (-11.77%) | ||
| 2025 | $1,810.00 | $118,600 Land $66,700 Building $51,900 | $169,429 Land $95,286 Building $74,143 |
| 2023 | Additional exemption filed | $118,600 (-) Land $66,700 Building $51,900 | $143,168 (+20.72%) Land $80,517 Building $62,651 |
| 2022 | $118,600 Land $66,700 Building $51,900 | $118,600 Land $66,700 Building $51,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Hone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Hone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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