263 Cope Rd, Chipley, FL 32428 Property Records

Washington County property record for 263 Cope Rd, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2008
Square Footage	2,651 sqft Heated Area
Lot Size	94,961 sqft (2.18 acres)
Garage	Finished, 700 sqft
Occupancy	Owner Occupied
Tax Bill	$1,852.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000026460004`
Alternative APN	`26460004`

Interior

Full Baths	3 Baths
Building Area	2,651 sqft Heated Area
Gross Area	3,788 sqft Gross Area
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Finished Garage
Garage Area	700 sqft Garage
Porch	Open Porch
Porch Area	437 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000026460004
Street Address	263 COPE RD
City	CHIPLEY
State	FL
Zip	32428-4145
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	29 5 13 2.18 ORB 438 P 310 PARCEL DESC IN ORB 438 P 310, LESS OR 382 P 243
Legal Range	13W
Legal Township	05N
Legal Section	29
Legal Block	2646
Legal Lot Number	0004
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	1
Census Block	1010
Census Tract	970103

Owner

Source: Washington County records · APN 000026460004

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	263 COPE RD, CHIPLEY, FL 32428-4145
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2002
Deed Sale	Apr 09, 2002
Deed Doc Number	20021913
Record Refreshed	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	263 COPE RD, CHIPLEY, FL 32428-4145
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 COPE RD, CHIPLEY, FL 32428-4145

Mortgage

Document Number	0067001180
Date	Feb 18, 2026
Book Page	1362/63
Instrument	202667001180

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 02, 2056

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00 (+6.87%) Homeowner's exemption	$179,576 (+2.9%)	$326,573 (+7.52%) Land $14,170 Building $312,403
2024	$1,733.00 (+2.54%) Homeowner's exemption	$174,515 (+3%)	$303,742 (+8.86%) Land $14,170 Building $289,572
2023	$1,690.00 (+7.78%) Homeowner's exemption	$169,432 (+9.26%)	$279,030 (+30.22%) Land $14,170 Building $264,860
2022	$1,568.00 Homeowner's exemption	$155,066	$214,282 Land $13,516 Building $200,766

Flood & Wildfire

263 Cope Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 12th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,235 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.