Washington County property record for 243 Cope Rd, Chipley, FL 32428 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,966 sqft Heated Area |
| Lot Size | 564,102 sqft (12.9 acres) |
| Garage | Carport |
| Tax Bill | $1,428.00 (2025) |
| Primary APN | 000026460000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,966 sqft Heated Area |
| Gross Area | 2,400 sqft Gross Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 564,102 sqft (12.9 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft Porch |
| Grainery | 1,400 sqft Grainery |
| Milk House | 1,540 sqft Milk House |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 000026460000 |
|---|---|
| Street Address | 243 COPE RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4145 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 29 5 13 12.95 OR 843 P 220 BEG 22.58 FT E OF NWC OF NW4 OF NE4, RUN E 781.92 FT, S 420 FT, E 525 FT, S 193.74 FT, W 1309.48 |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 29 |
| Legal Block | 2646 |
| Legal Lot Number | 0000 |
| Jurisdiction | WASHINGTON FL |
| Minor Civil Division | CHIPLEY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 970103 |
Source: Washington County records · APN 000026460000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 387 COPE RD, CHIPLEY, FL 32428-4163 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCE CU |
| Oct 19, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCE CU |
| Dec 30, 2020 | Loan Modification, Mortgage · Conventional Mortgage FIRST CMRC MTG |
| Jun 28, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2010 |
| Deed Sale | Feb 23, 2010 |
| Deed Doc Number | 201067000904 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 243 COPE RD, CHIPLEY, FL 32428-4145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 243 COPE RD, CHIPLEY, FL 32428-4145 |
| Document Number | 0067003719 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 1273/463 |
| Instrument | 202367003719 |
| Name | FIRST COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 243 COPE RD, CHIPLEY, FL 32428-4145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067006933 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 1188/571 |
| Instrument | 202067006933 |
| Name | FIRST COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 243 COPE RD, CHIPLEY, FL 32428-4145 |
| Document Number | 0067000099 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 0067000099 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 001195/000279 |
| Instrument | 67000099 |
| Name | FIRST CMRC MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 243 COPE RD, CHIPLEY, FL 32428-4145 |
| Document Number | 0067005031 |
| Book / Page | 001149 / 000106 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 67005031 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 COPE RD CHIPLEY FL 324284145, CHIPLEY, FL 32428-4145 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (+8.35%) | ||
| 2024 | $1,318.00 (+334.98%) | ||
| 2023 | $303.00 (+2.02%) Homeowner's exemption | $55,897 (+2.88%) | $120,037 (+18.92%) |
| 2022 | $297.00 Homeowner's exemption | $54,331 | $100,943 |
243 Cope Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 11th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,639 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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