Hampden County and Ludlow Town property record for 263 Cady St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,155 sqft · built 1944 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,666 (Jan 1997) |
| Tax Bill | $4,001 (2026) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:01C-03200 B:15 L:0 |
| Primary APN | M:01C-03200 B:15 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,155 sqft Living Area |
| Gross Area | 2,388 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1185 |
|---|---|
| Street Address | 263 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 810412 |
263 Cady St is owned and occupied by an individual who bought it in January 1997.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 263 CADY ST, LUDLOW, MA 01056-2169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 1997 · Amount on File |
| Deed Sale | Jan 30, 1997 · Amount on File |
| Deed Book / Page | 9756 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 11, 2025 |
| Property Address | 263 CADY ST, LUDLOW, MA 01056-2169 |
| Document Number | 026022-474 |
| Book / Page | 26022 / 474 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 42830 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 263 CADY ST, LUDLOW, MA 01056-2169 |
The 2026 property tax bill for 263 Cady St was $4,001, down 2.8% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,001.00 (-2.82%) | $249,900 (+5.31%) Land $89,000 Building $160,900 | $265,808 (-22.54%) |
| 2025 | $4,117.00 (-7.25%) | $237,300 (-3.3%) Land $80,900 Building $156,400 | $343,140 (-1.37%) |
| 2024 | $4,439.00 (+6.58%) | $245,400 (+14.94%) Land $80,900 Building $164,500 | $347,890 |
| 2023 | $4,165.00 | $213,500 Land $71,000 Building $142,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 263 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 263 Cady St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: GoNetspeed, T-Mobile, Verizon.
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