Hampden County and Ludlow Town property record for 259 Cady St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,116 sqft · built 1956 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Dec 1989) |
| Tax Bill | $3,911 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:01C-03200 B:14A L:0 |
| Primary APN | M:01C-03200 B:14A L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,594 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,721 sqft (0.315 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1181 |
|---|---|
| Street Address | 259 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 810412 |
259 Cady St is owned and occupied by two individuals who bought it in December 1989.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 259 CADY ST, LUDLOW, MA 01056-2169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1989 · Amount on File |
| Deed Sale | Dec 1, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 259 Cady St was $3,911, up 1.5% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,911.00 (+1.45%) | $244,300 (+9.95%) Land $84,400 Building $159,900 | $298,999 (-0.05%) |
| 2025 | $3,855.00 (+2.39%) | $222,200 (+6.78%) Land $76,700 Building $145,500 | $299,155 (+3.04%) |
| 2024 | $3,765.00 (+5.67%) | $208,100 (+13.96%) Land $76,600 Building $131,500 | $290,320 |
| 2023 | $3,563.00 | $182,600 Land $67,200 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 259 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 259 Cady St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: GoNetspeed, T-Mobile, Verizon.
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