263 Bear Creek Rd, Hubert, NC 28539 Property Records

Onslow County property record for 263 Bear Creek Rd, Hubert, NC 28539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,090 sqft · built 1983
Lot Size0.359 acres (15,638 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Apr 2024)
Tax Bill$1,001 (2026)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1309B-1

Property Details

APN / Parcel Number

Primary APN1309B-1
Alternative APNs
  • 490009698
  • 455432000
  • 041280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,090 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialSiding
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area15,638 sqft (0.359 acres)
Lot Dimensions206 ft deep x 76 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number490009698
Street Address263 BEAR CREEK RD
CityHUBERT
StateNC
Zip28539-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL1 S1 MILL BRIDGE ESTATES
Legal SubdivisionMILL BRIDGE EST SEC 1
Legal Lot Number1
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group1
Census Block1001
Census Tract2802

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address264 BEAR CREEK RD, HUBERT, NC 28539-3404
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
VILLAGE CAPITAL & INVESTMENT LLC
Apr 15, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 15, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK
Nov 13, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 2, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2024 · Amount on File
Deed SaleApr 15, 2024 · Amount on File
Prior SaleNov 13, 2019 · Amount on File
Deed Book / Page6131 / 743
Prior Transfer DateJul 31, 2019
Prior Transfer Doc0049960186
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address263 BEAR CREEK RD, HUBERT, NC 28539-3405
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address263 BEAR CREEK RD, HUBERT, NC 28539-3405

Mortgage

Document Number0065070842
DateJan 12, 2026
Book Page6507/842
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeNon-Conforming Investor Loan
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateApr 15, 2024
Property Address263 BEAR CREEK RD, HUBERT, NC 28539-3405
Document Number0061310743
Book / Page6131 / 743
Map ReferenceMB21 PG222 SL B250
Instrument DateMar 18, 2024
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 BEAR CREEK RD, HUBERT, NC 28539-3404

Mortgage

Document Number0006131746
DateApr 15, 2024
Instrument6131-746
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address263 BEAR CREEK RD, HUBERT, NC 28539-3405
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050030470
DateAug 15, 2019
Book Page5003/470
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27404
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateNov 13, 2019
Property Address263 BEAR CREEK RD, HUBERT, NC 28539-3405
Document Number0050550697
Book / Page5055 / 697
Map ReferenceMB 21 PG 222 SL B250
Instrument DateNov 12, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address939 ETON DR, 939, JACKSONVILLE, NC 28546-7808

Transferred To (Grantee/Buyer)

NameVerified Name
Address263 BEAR CREEK RD, HUBERT, NC 28539-3405

Mortgage

Document Number0005055701
DateNov 13, 2019
Instrument5055/701
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionONSLOW NC
Recording DateAug 2, 2019
Property Address263 BEAR CREEK RD, HUBERT, NC 28539-3405
Document Number0049960186
Book / Page004996 / 000186
Instrument DateJun 25, 2019
Transaction TypeForeclosure
Record UpdatedAug 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$113.82
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address939 ETON DR JACKSONVILLE NC 285467808, JACKSONVILLE, NC 28546-7808

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,001.00 (+4.49%)$239,294 (+56.56%) Land $50,000 Building $189,294$239,294 (+56.56%) Land $50,000 Building $189,294
2025$958.00$152,843 (+4.49%) Land $45,000 Building $107,843$152,843 (+4.49%) Land $45,000 Building $107,843
2023$958.00$146,273 Land $45,000 Building $101,273$146,273 Land $45,000 Building $101,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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