Onslow County property record for 258 Bear Creek Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,047 sqft · built 1901 |
| Lot Size | 14.2 acres (621,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Dec 2021) |
| Tax Bill | $1,784 (2026) |
| Deeds & Mortgages | Dec 2025 Sale Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1309-121.1 |
| Primary APN | 1309-121.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 621,166 sqft (14.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490027255 |
|---|---|
| Street Address | 258 BEAR CREEK RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | SR 1503 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2801 |
258 Bear Creek Rd is owned and occupied by an individual who bought it in December 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Warranty Deed, Transfer |
| Oct 7, 2021 | Deed of Trust, Mortgage · VA Mortgage OVM FINANCIAL INC |
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK |
| Dec 3, 2021 | Warranty Deed, Transfer |
| Oct 7, 2020 | Quit Claim Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| May 11, 2018 | Warranty Deed, Transfer · Balloon Mortgage ON Q FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | May 11, 2018 · Amount on File |
| Deed Book / Page | 5634 / 843 |
| Prior Transfer Date | Oct 2, 2020 |
| Prior Transfer Doc | 0052830283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 8, 2025 |
| Property Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Number | 0064890078 |
| Book / Page | 6489 / 78 |
| Instrument Date | Dec 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | TIAGO NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0055880711 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 5588/711 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057250829 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 5725/829 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | CARY, NC 27511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 3, 2021 |
| Property Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Number | 0056340843 |
| Book / Page | 5634 / 843 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 7, 2020 |
| Property Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Number | 0052830279 |
| Book / Page | 5283 / 279 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 BEAR CREEK RD, 258, HUBERT, NC 28539-3404 |
| Name | Verified Name |
|---|
| Document Number | 0052830283 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5283/283 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 11, 2018 |
| Property Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Number | 0047780734 |
| Book / Page | 4778 / 734 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 258 BEAR CREEK RD, HUBERT, NC 28539-3404 |
| Document Number | 0004778738 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 4778/738 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 258 Bear Creek Rd was $1,784, up 2.9% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,784.00 (+2.94%) | $429,175 (+57.52%) Land $123,830 Building $305,345 | $429,175 (+57.52%) Land $123,830 Building $305,345 |
| 2025 | $1,733.00 | $272,461 Land $64,180 Building $208,281 | $272,461 Land $64,180 Building $208,281 |
| 2023 | $1,733.00 | $264,731 Land $64,180 Building $200,551 | $264,731 Land $64,180 Building $200,551 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 258 Bear Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 11 (1998–2018) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 258 Bear Creek Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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