Polk County property record for 263 Alder St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1997 |
| Lot Size | 0.187 acres (8,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Nov 2022) |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DB-02300 |
| Primary APN | 08428-DB-02300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,144 sqft (0.187 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Account Number | 531614 |
|---|---|
| Street Address | 263 ALDER ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RIVER OAK SUBDIVISION LOT 23 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | RIVER OAK SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20305 |
Source: Polk County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING |
| Nov 18, 2022 | Warranty Deed, Transfer · VA Mortgage PREMIER PROCESSING LLC |
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 29, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2018 · Amount on Record |
| Deed Document Number | 202212235 |
| Prior Transfer Date | Apr 3, 2009 |
| Prior Transfer Doc | 0000003781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 24, 2026 |
| Property Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000005923 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20265923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000005923, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20265923 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Nov 18, 2022 |
| Property Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000012235 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022-012235 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000012236 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022-012236 |
| Name | PREMIER PROCESSING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000001674 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-001674 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Aug 29, 2018 |
| Property Address | 263 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000010236 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 10236 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 263 ALDER ST INDEPENDENCE OR 973519538, INDEPENDENCE, OR 97351-9538 |
| Document Number | 10237 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 10237 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,490 (+3%) Land $56,820 Building $122,670 | $341,260 (+6.32%) Land $150,000 Building $191,260 | |
| 2025 | $3,161.00 (+3.78%) | $174,270 (+3%) Land $55,170 Building $119,100 | $320,970 (-8.6%) Land $135,000 Building $185,970 |
| 2024 | $3,046.00 (-2.53%) | $169,200 (+2.99%) Land $53,560 Building $115,640 | $351,160 (+4.12%) Land $148,000 Building $203,160 |
| 2023 | $3,125.00 (+8.96%) | $164,280 (+3%) Land $52,000 Building $112,280 | $337,270 (+9.03%) Land $141,500 Building $195,770 |
| 2022 | $2,868.00 | $159,500 Land $50,490 Building $109,010 | $309,340 Land $127,100 Building $182,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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