Polk County property record for 204 Alder St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1998 |
| Lot Size | 0.176 acres (7,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $333,109 (Apr 2022) |
| Tax Bill | $3,179 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DB-00800 |
| Primary APN | 08428-DB-00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,080 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,673 sqft (0.176 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 208 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 531461 |
|---|---|
| Street Address | 204 ALDER ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RIVER OAK SUBDIVISION LOT 8 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | RIVER OAK SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20305 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2815 ROUND TREE AVE NW, SALEM, OR 97304-1779 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2006 · Amount on Record |
| Deed Document Number | 20224670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 15, 2022 |
| Property Address | 204 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000004670 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022-004670 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2815 ROUND TREE AVE NW, SALEM, OR 97304-1779 |
| Document Number | 0000004671 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-004671 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 204 ALDER ST, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000006426 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 204 ALDER ST INDEPENDENCE OR 973519538, INDEPENDENCE, OR 97351-9538 |
| Document Number | 0000006426 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 6426 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 13, 2041 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,510 (+3%) Land $55,240 Building $125,270 | $349,270 (+6.25%) Land $150,000 Building $199,270 | |
| 2025 | $3,179.00 (+3.79%) | $175,260 (+3%) Land $53,630 Building $121,630 | $328,730 (-8.65%) Land $135,000 Building $193,730 |
| 2024 | $3,063.00 (-2.55%) | $170,160 (+3%) Land $52,060 Building $118,100 | $359,840 (+4.11%) Land $148,000 Building $211,840 |
| 2023 | $3,143.00 (+8.98%) | $165,210 (+3%) Land $50,550 Building $114,660 | $345,640 (+14.48%) Land $141,500 Building $204,140 |
| 2022 | $2,884.00 | $160,400 Land $49,080 Building $111,320 | $301,910 Land $116,000 Building $185,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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