Galveston County property record for 2629 Whitecap, Crystal Beach, TX 77650
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,708 sqft · built 2019 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,124 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 4050-0000-0250-001 |
| Primary APN | 4050-0000-0250-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| 2nd Floor Area | 980 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Frame/Siding |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 720 sqft |
| Deck Area | 816 sqft |
| Patio Area | 816 sqft |
| Storage Building | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R612003 |
|---|---|
| Street Address | 2629 WHITECAP |
| City | CRYSTAL BEACH |
| State | TX |
| Zip | 77650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 65 B FRANKS SUR LOT 250 (250-1) HOLIDAY BEACH |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Lot Number | 250 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | BOLIVAR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 723900 |
Source: Galveston County records · APN 4050-0000-0250-001
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18003 SHELDON PNES, SPRING, TX 77379-6922 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2025 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Apr 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALLEGIANCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 |
| Deed Sale | Sep 30, 2025 |
| Prior Sale | Apr 01, 2016 |
| Deed Document Number | 2025045775 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2629 WHITECAP, CRYSTAL BEACH, TX 77650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000048098 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022048098 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Sep 30, 2025 |
| Property Address | 2629 WHITECAP, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000045775 |
| Map Reference | PL 12 MAP 36 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025045775 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | UNKNOWN, CTOT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1958 WEST LOOP S, HOUSTON, TX 77027-3202 |
| Name | Verified Name |
|---|---|
| Address | 18003 SHELDON PNES, SPRING, TX 77379-6922 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045776 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025045776 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 05, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 05, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2629 WHITECAP, CRYSTAL BEACH, TX 77650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALAMO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000018552 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019018552 |
| Name | ALLEGIANCE BANK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77040 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Galveston County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Unified School District | Galveston Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $877,910 (-15.72%) Land $158,600 Building $719,310 | $877,910 (-15.72%) Land $158,600 Building $719,310 | |
| 2024 | $14,124.00 (+5.44%) | $1,041,710 (+6.66%) Land $158,600 Building $883,110 | $1,041,710 (+6.66%) Land $158,600 Building $883,110 |
| 2023 | $13,395.00 (+1,604.2%) | $976,660 Land $40,410 Building $936,250 | $976,660 Land $40,410 Building $936,250 |
| 2018 | $786.00 |
Source: FEMA National Flood Hazard Layer as of June 28, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 2,488 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,488 in force |
| Nearby Flood Claims | 273 (1979–2026) |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| RTA of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 78 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BOLIVAR PENINSULA SUD serves 18,424 people |
|---|---|
| Water Source | Purchased surface water from LOWER NECHES VALLEY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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