Galveston County property record for 2624 Whitecap, Crystal Beach, TX 77650
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,496 sqft · built 2019 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,666 (2024) |
| Deeds & Mortgages | Aug 2020 Line of Credit May 2020 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 4050-0000-0259-000 |
| Primary APN | 4050-0000-0259-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Frame/Siding |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 442 sqft |
| Deck Area | 272 sqft |
| Patio Area | 272 sqft |
| Storage Building | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R179140 |
|---|---|
| Street Address | 2624 WHITECAP |
| City | CRYSTAL BEACH |
| State | TX |
| Zip | 77650-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 65 B FRANKS SUR LOT 259 HOLIDAY BEACH |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Lot Number | 259 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | BOLIVAR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 723900 |
Source: Galveston County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2116, CRYSTAL BEACH, TX 77650-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 29, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 3, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2007 |
| Deed Sale | Feb 20, 2007 |
| Prior Sale | Mar 5, 2003 |
| Deed Document Number | 2007011099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2624 WHITECAP, CRYSTAL BEACH, TX 77650 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000047683 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2020047683 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | May 29, 2020 |
| Property Address | 2624 WHITECAP, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000029305 |
| Instrument Date | May 28, 2020 |
| Instrument | 29305 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2624 WHITECAP CRYSTAL BEACH TX 77650, CRYSTAL BEACH, TX 77650 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2624 WHITECAP, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000054986 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | SOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2624 WHITE CAP DR PORT BOLIVAR TX 77650, PORT BOLIVAR, TX 77650 |
| Document Number | 0000054986 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 54986 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 3, 2049 |
Source: Galveston County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534,883 (-11.68%) Land $158,600 Building $434,980 | $593,580 (-1.99%) Land $158,600 Building $434,980 | |
| 2024 | $2,666.00 (+239.19%) | ||
| 2023 | $605,630 Land $40,410 Building $565,220 | $605,630 Land $40,410 Building $565,220 | |
| 2018 | $786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 2,488 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,488 in force |
| Nearby Flood Claims | 273 (1979–2026) |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOLIVAR PENINSULA SUD serves 18,424 people · EPA ID TX0840044 |
|---|---|
| Water Source | Purchased surface water from LOWER NECHES VALLEY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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