2628 Lakeside Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2628 Lakeside Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,050 sqft · built 1990
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2022)
Tax Bill	$7,575 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-0447-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-0447-4`
Alternative APNs	`08-28-16-93605-001-0180` `281608936050010180` `162808936050010180` `R86566`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	1,090 sqft
Upper Floors Area	960 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	101 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	404 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R86566
Street Address	2628 LAKESIDE CIR
City	PALM HARBOR
State	FL
Zip	34684-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VALENCIA HEIGHTS BLK 1, LOT 18
Legal Range	16E
Legal Township	28S
Legal Section	8
Legal Subdivision	VALENCIA HEIGHTS
Legal Tract	93605
Legal Block	1
Legal Lot Number	18
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	27317

Owner

2628 Lakeside Cir is owned and occupied by two individuals who bought it in March 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2628 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 28, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Jun 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 12, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	202267944
Deed Book / Page	21958 / 1584
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0210460214
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 3, 2022
Property Address	2628 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Document Number	0219581584
Book / Page	21958 / 1584
Map Reference	MB 87 PG 49-51
Instrument Date	Feb 28, 2022
Instrument	2022067944
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 LAKESIDE CIR, PALM HARBOR, FL 34684-4129

Mortgage

Document Number	0219581589
Date	Mar 3, 2022
Instrument	21958/1589

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 28, 2021
Property Address	2628 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Document Number	0217822499
Book / Page	21782 / 2499
Map Reference	MB 87 PG 49-51
Instrument Date	Oct 26, 2021
Instrument	2021353526
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$3,471.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2628 LAKESIDE CIR, 2628, PALM HARBOR, FL 34684-4129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 19, 2020
Property Address	2628 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Document Number	0210460214
Book / Page	021046 / 000214
Instrument Date	Jun 18, 2020
Instrument	185288
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2628 LAKESIDE CIR PALM HARBOR FL 346844129, PALM HARBOR, FL 34684-4129

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2020
Property Address	2628 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Document Number	0209981285
Book / Page	020998 / 001285
Instrument Date	May 6, 2020
Instrument	149521
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ANCLOTE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 LAKESIDE CIR PALM HARBOR FL 346844129, PALM HARBOR, FL 34684-4129

Mortgage

Document Number	209981286
Date	May 12, 2020
Book Page	020998/001286
Instrument	149522

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2628 Lakeside Cir was $7,575 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,575.00 (+5.56%) Homeowner's exemption	$450,936	$488,061 Land $141,093 Building $346,968
2024	$7,176.00 (+1.41%)
2023	$7,076.00 (+3.47%) Homeowner's exemption	$425,463 (+15.43%)	$431,977 (+17.2%) Land $158,738 Building $273,239
2022	$6,839.00	$368,591	$368,591 Land $151,756 Building $216,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2628 Lakeside Cir in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (1992–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2628 Lakeside Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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