2620 Lakeside Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2620 Lakeside Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,230 sqft · built 1985
Lot Size	0.29 acres (12,624 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Jul 2014)
Tax Bill	$4,664 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-0449-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-0449-0`
Alternative APNs	`08-28-16-93605-001-0200` `281608936050010200` `162808936050010200` `R86568`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,362 sqft
Upper Floors Area	868 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,624 sqft (0.29 acres)
Lot Dimensions	105 ft deep x 71 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	480 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R86568
Street Address	2620 LAKESIDE CIR
City	PALM HARBOR
State	FL
Zip	34684-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VALENCIA HEIGHTS BLK 1, LOT 20
Legal Range	16E
Legal Township	28S
Legal Section	8
Legal Subdivision	VALENCIA HEIGHTS
Legal Tract	93605
Legal Block	1
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	27317

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2620 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Prior Sale	Aug 21, 1997 · Amount on Record
Deed Document Number	2014186445
Deed Book / Page	18450 / 1771
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	0146962208
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2620 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Document Number	0203181267
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 LAKESIDE CIR PALM HARBOR FL 346844129, PALM HARBOR, FL 34684-4129

Mortgage

Document Number	0203181267
Date	Oct 31, 2018
Book Page	020318/001267
Instrument	350339

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.11%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2620 LAKESIDE CIR, PALM HARBOR, FL 34684-4129
Document Number	0203181281
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 LAKESIDE CIR PALM HARBOR FL 346844129, PALM HARBOR, FL 34684-4129

Mortgage

Document Number	0203181281
Date	Oct 31, 2018
Book Page	020318/001281
Instrument	350340

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.11%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,664.00 (+6.17%) Homeowner's exemption Veteran's exemption Widower's exemption	$323,662 (+5.99%)	$549,147 (+8.22%) Land $153,554 Building $395,593
2024	$4,393.00 (+2%)
2023	$4,307.00 (+1.44%) Homeowner's exemption Veteran's exemption Widower's exemption	$305,379 (+3%)	$507,457 (+19.99%) Land $185,696 Building $321,761
2022	$4,246.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$296,484	$422,912 Land $170,157 Building $252,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (1992–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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