2628 20th St, Bakersfield, CA 93301 Property Records

Kern County property record for 2628 20th St, Bakersfield, CA 93301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,684 sqft · built 1905
Lot Size	0.21 acres (9,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2017)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-282-07-01-7`

Property Details

APN / Parcel Number

Primary APN	`003-282-07-01-7`
Alternative APNs	`003-282-07-6` `00328207`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	9,140 sqft (0.21 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	003282076
Street Address	2628 20TH ST
City	BAKERSFIELD
State	CA
Zip	93301-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY CTYBK , BLOCK P , LOT 457D
Legal Subdivision	SALES MAP KERN C
Legal Block	P
Legal Lot Number	457D
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2017
Census Tract	1700

Owner

Source: Kern County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2628 20TH ST, BAKERSFIELD, CA 93301-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HM LNDG INC
Jul 24, 2017	Grant Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	201794438
Prior Transfer Date	Dec 21, 2015
Prior Transfer Doc	0000182502
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Aug 28, 2026
Property Address	2628 20TH ST, BAKERSFIELD, CA 93301-3333
Document Number	0000101711
Instrument Date	Aug 6, 2026
Instrument	2026101711
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 20TH ST, BAKERSFIELD, CA 93301-3333

Mortgage

Document Number	0000101711,
Date	Aug 28, 2026
Instrument	2026101711

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2056

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	2628 20TH ST, BAKERSFIELD, CA 93301-3333
Document Number	0000189554
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2628 20TH ST BAKERSFIELD CA 933013333, BAKERSFIELD, CA 93301-3333

Mortgage

Document Number	0000189554
Date	Dec 8, 2020
Instrument	189554

Lender

Name	MILLENNIAL HM LNDG INC
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 24, 2017
Property Address	2628 20TH ST, BAKERSFIELD, CA 93301-3333
Document Number	0000094438
Instrument Date	Jul 12, 2017
Instrument	94438
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2628 20TH ST BAKERSFIELD CA 933013333, BAKERSFIELD, CA 93301-3333

Mortgage

Document Number	94439
Date	Jul 24, 2017
Instrument	94439

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	HILLSBORO, KS 67063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,987 (+2%) Land $69,632 Building $313,355
2025	$5,018.00 (+3.31%) Homeowner's exemption	$375,478 (+4.04%) Land $68,267 Building $307,211
2023	$4,857.00 (+1.99%) Homeowner's exemption	$360,900 Land $65,617 Building $295,283
2022	$4,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2005)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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