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2528 20th St, Bakersfield, CA 93301 Property Records

Kern County property record for 2528 20th St, Bakersfield, CA 93301

Property Summary

Property TypeSingle Family Home
Details7 bd · 2 ba · 2,987 sqft · built 1905
Lot Size0.185 acres (8,074 sqft)
OwnerCompany Name on Record
Last Sale$118,500 (Aug 1995)
Tax Bill$3,625 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-271-06-00-5

Property Details

APN / Parcel Number

Primary APN003-271-06-00-5
Alternative APNs
  • 003-271-06-1
  • 0032710600
  • 00327106

Interior

Bedrooms7 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,987 sqft Living Area
Gross Area3,783 sqft
1st Floor Area1,213 sqft
2nd Floor Area1,054 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Construction TypeFrame
Lot Area8,074 sqft (0.185 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number003271061
Street Address2528 20TH ST
CityBAKERSFIELD
StateCA
Zip93301-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCITY CTYBK , BLOCK PTN, LOT 456C
Legal SubdivisionBAKERSFIELD
Legal Block2
Legal Lot Number456C
JurisdictionKERN CA
Township / Civil DivisionBAKERSFIELD
Census Block Group2
Census Block2016
Census Tract1700

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2528 20TH ST, BAKERSFIELD, CA 93301-3416
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
STRATA CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 1995 · Amount on Record
Deed SaleAug 22, 1995 · Amount on Record
Deed Document Number1995100810
Prior Transfer DateJul 29, 1994
Prior Transfer Doc0000115755
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address2528 20TH ST, BAKERSFIELD, CA 93301-3416
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100405
DateJul 30, 2020
Instrument220100405
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address2528 20TH ST, BAKERSFIELD, CA 93301-3416
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2528 20TH ST, BAKERSFIELD, CA 93301-3416

Mortgage

Document Number0000098361
DateJun 23, 2022
Instrument222098361
Lender
NameSTRATA CREDIT UNION
AddressBAKERSFIELD, CA 93301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Elementary School DistrictBakersfield City School District (KG - 08)
Secondary School DistrictKern High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$260,900 (+2%) Land $50,816 Building $210,084
2025$3,625.00 (+3.57%) Homeowner's exemption$255,786 (+4.04%) Land $49,820 Building $205,966
2023$3,500.00 (+2.22%) Homeowner's exemption$245,856 Land $47,887 Building $197,969
2022$3,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2005)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWS - BAKERSFIELD
private · serves 268,129 people · EPA ID CA1510003
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Applied Technology Group
Fixed Wireless		500 / 500
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: GeoLinks, T-Mobile.

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