2625 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 2625 Osprey Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,412 sqft · built 2013
Lot Size	0.026 acres (1,150 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Nov 2023)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	Feb 2024 Re-recorded Document Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-588601`

Property Details

APN / Parcel Number

Primary APN	`02-588601`
Alternative APN	`588601`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	812 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,150 sqft (0.026 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	588601
Street Address	2625 OSPREY WAY
City	FREDERICK
State	MD
Zip	21701-1917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 155 PHASE 1 PLAT 1,150 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE/FREDERICK
Legal Phase	1
Legal Lot Number	155
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3026
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	41995 PEPPERBUSH PL, ALDIE, VA 20105-2919
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Re-recorded Document ACCOMODATION, ACCOMMODATION
Feb 8, 2024	Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 17, 2023	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Nov 26, 2019	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Book / Page	16672 / 230
Last Transfer Date	Dec 8, 2023
Transfer Doc	0167630463
Record Updated	Sep 20, 2026

February 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FREDERICK MD
Recording Date	Feb 14, 2024
Property Address	2625 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0167630463
Book / Page	16763 / 463
Map Reference	MB 91 PL 22
Instrument Date	Dec 8, 2023
Record Updated	May 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41995 PEPPERBUSH PL, STONE RIDGE, VA 20105-2919

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 8, 2024
Property Address	2625 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0167570150
Book / Page	16757 / 150
Map Reference	MB 91 PL 22
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41995 PEPPERBUSH PL, STONE RIDGE, VA 20105-2919

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 17, 2023
Property Address	2625 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0166720230
Book / Page	16672 / 230
Map Reference	MB 91 PL 22
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	41995 PEPPERBUSH PL, STONE RIDGE, VA 20105-2919

Mortgage

Document Number	0016672234
Date	Nov 17, 2023
Instrument	16672/234

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	5-Year TN
Max Rate	13.2%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2625 OSPREY WAY, FREDERICK, MD 21701-1917
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139720407
Date	Aug 11, 2020
Book Page	13972/407

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 26, 2019
Property Address	2625 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0133660060
Book / Page	013366 / 000060
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2625 OSPREY WAY FREDERICK MD 217011917, FREDERICK, MD 21701-1917

Mortgage

Document Number	133660068
Date	Nov 26, 2019
Book Page	013366/000068

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,000 (+18.36%)	$404,800 (+18.33%) Land $110,000 Building $294,800
2025	$6,332.00 (+14.17%)
2023	$5,546.00 Homeowner's exemption	$306,700	$342,100 Land $75,000 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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