2514 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2514 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,931 sqft · built 2002
Lot Size	7.66 acres (333,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2023)
Tax Bill	$15,533 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-31-4260-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`09-25-31-4260-0001-0010`
Alternative APNs	`253109426000010010` `90698`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,931 sqft Living Area
Gross Area	9,125 sqft
1st Floor Area	3,455 sqft
Upper Floors Area	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	333,669 sqft (7.66 acres)
Lot Dimensions	1,600 ft deep x 232 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	28 sqft
Porch	Finished/Open Porch
Porch Area	1,026 sqft
Deck Area	507 sqft
Patio Area	1,270 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2514 ZUNI RD
City	SAINT CLOUD
State	FL
Zip	34771-7820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	NARCOOSSEE PB 1 PG 73 SW 1/4 LOT 1 LESS COM SE COR OF LOT 1, SW 1/4 1692.5 FT TO POB, CONT W 949.2 FT TO W/L OF SEC 9, RUN 30 FT N TO WATERS EDGE OF LAKE HENDON, NELY TO LAKE ADVERSE POSSESSION & THAT PORTION OF VAC DISSTON BLVD ABUTTING SAID LOT & L
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	4260
Legal Block	10
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2514 ZUNI RD, SAINT CLOUD, FL 34771-7820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 2, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 27, 2018	Warranty Deed, Transfer · Construction Mortgage ABDULRAHMAN ALHELAYEL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	202354732
Deed Book / Page	6399 / 1040
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0000027305
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 10, 2026
Property Address	2514 ZUNI RD, SAINT CLOUD, FL 34771-7820
Document Number	0069532391
Book / Page	6953 / 2391
Instrument Date	Dec 3, 2024
Instrument	202648328
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ZUNI RD, SAINT CLOUD, FL 34771-7820
Investor	Possibly a Property Investor

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 2, 2023
Property Address	2514 ZUNI RD, SAINT CLOUD, FL 34771-7820
Document Number	0063991040
Book / Page	6399 / 1040
Instrument Date	Apr 21, 2023
Instrument	2023054732
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2514 ZUNI RD, SAINT CLOUD, FL 34771-7820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5341 CARSON ST, SAINT CLOUD, FL 34771-7753

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2018
Property Address	2514 ZUNI RD, SAINT CLOUD, FL 34771-7820
Document Number	0053750183
Book / Page	005375 / 000183
Instrument Date	Jul 27, 2018
Instrument	115409
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 ZUNI RD ST CLOUD FL 347717820, ST CLOUD, FL 34771-7820
Investor	Possibly a Property Investor

Mortgage

Document Number	53750185
Date	Jul 27, 2018
Book Page	005375/000185
Instrument	115410

Lender

Name	ABDULRAHMAN ALHELAYEL
Address	617 E COLONIAL DR, ORLANDO, FL 32803-4602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 26, 2019

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,533.00 (+3.74%) Homeowner's exemption	$1,110,625 (+5.99%)	$1,202,500 (+1.64%) Land $344,700 Building $857,800
2024	$14,973.00 (+1.9%)
2023	$14,694.00 (+2.28%) Homeowner's exemption	$1,047,889 (+2.06%)	$1,183,100 (+9.96%) Land $344,700 Building $838,400
2022	$14,366.00 Homeowner's exemption	$1,026,768	$1,075,900 Land $354,600 Building $721,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

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