Santa Cruz County property record for 2500 Trout Gulch Rd, Aptos, CA 95003
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,677 sqft · built 1998 |
| Lot Size | 7.19 acres (313,458 sqft) |
| Owner | Company Name on Record |
| Last Sale | $779,000 (Jan 1998) |
| Tax Bill | $16,982 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-121-37 |
| Primary APN | 041-121-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Building Area | 3,677 sqft Living Area |
| Gross Area | 4,397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 313,458 sqft |
| Terrain | Combination |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 64 sqft |
| Patio Area | 145 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2500 TROUT GULCH RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 122002 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2500 TROUT GULCH RD, APTOS, CA 95003-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 14, 2016 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 1998 · Amount on Record |
| Deed Sale | Jan 29, 1998 · Amount on Record |
| Prior Sale | Nov 28, 1995 · Amount on Record |
| Deed Document Number | 19984502 |
| Last Transfer Date | Sep 30, 2011 |
| Transfer Doc | 0000042810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2500 TROUT GULCH RD, APTOS, CA 95003-3001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000378 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2017-0000378 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2500 TROUT GULCH RD, APTOS, CA 95003-3001 |
| Document Number | 0000000377 |
| Instrument Date | Nov 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2500 TROUT GULCH RD APTOS CA 950033001, APTOS, CA 95003-3001 |
| Document Number | 0000000377 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 377 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97208-4149 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430,297 (+2%) Land $610,773 Building $819,524 | ||
| 2025 | $16,982.00 (+7.4%) Homeowner's exemption | $1,402,252 (+4.04%) Land $598,797 Building $803,455 | |
| 2024 | $15,812.00 (+1.61%) | ||
| 2023 | $15,562.00 (+1.9%) Homeowner's exemption | $1,347,801 Land $575,545 Building $772,256 | $1,510,920 |
| 2022 | $15,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROUT GULCH MUTUAL WATER COMPANY private · serves 614 people · EPA ID CA4400502 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Etheric Networks, Surfnet Communications.
4G LTE only, no 5G reported
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