2625 Cedar Heights Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2625 Cedar Heights Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1930
Lot Size	0.208 acres (9,042 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Dec 2024)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-17-352-076`

Property Details

APN / Parcel Number

Primary APN	`8913-17-352-076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,042 sqft (0.208 acres)
Lot Dimensions	137 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2625 CEDAR HEIGHTS DR
City	CEDAR FALLS
State	IA
Zip	50613-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HEIGHTS GARDENS FIRST ADDITION E 150 FT LOT 6 (EXC THE W 12.72 FT IN EVEN WIDTH THEREOF)
Legal Range	13W
Legal Township	89N
Legal Section	17
Legal Subdivision	CEDAR HEIGHTS GARDENS FIRST
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3002
Census Tract	2400

Owner

2625 Cedar Heights Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2024	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 18, 2018	Warranty Deed, Transfer FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	202424542
Prior Transfer Date	Apr 9, 2013
Prior Transfer Doc	2013021261
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 9, 2024
Property Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Document Number	0202424542
Instrument Date	Dec 1, 2024
Instrument	2024-24542
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027

Mortgage

Document Number	0202424543
Date	Dec 9, 2024
Instrument	2024-24543

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

Mortgage

Document Number	0202424544
Date	Dec 9, 2024
Instrument	2024-24544

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jan 1, 2032

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 18, 2021
Property Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Document Number	202200010750
Instrument Date	Nov 9, 2021
Instrument	202200010750
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027

Mortgage

Document Number	202200010751
Date	Nov 18, 2021
Instrument	202200010751

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Mortgage

Document Number	202200010752
Date	Nov 18, 2021
Instrument	202200010752

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 18, 2018
Property Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Document Number	201800020818
Instrument Date	Jun 15, 2018
Instrument	201800020818
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2625 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027

Mortgage

Document Number	201800020819
Date	Jun 18, 2018
Instrument	201800020819

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2625 Cedar Heights Dr was $2,452 with a homeowner's exemption, up 20.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00 (+20.2%) Homeowner's exemption	$163,290 Land $26,140 Building $137,150	$163,290 Land $26,140 Building $137,150
2024	$2,040.00
2023		$145,490 (+23.92%) Land $26,140 Building $119,350	$145,490 Land $26,140 Building $119,350
2022	$1,942.00	$117,410 Land $26,140 Building $91,270
2021			$117,410 Land $26,140 Building $91,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2625 Cedar Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2625 Cedar Heights Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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