2613 Cedar Heights Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2613 Cedar Heights Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,409 sqft · built 1930
Lot Size	0.209 acres (9,108 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (May 2020)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-17-352-017`

Property Details

APN / Parcel Number

Primary APN	`8913-17-352-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	972 sqft
Attic	Attic
Attic Area	437 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2613 CEDAR HEIGHTS DR
City	CEDAR FALLS
State	IA
Zip	50613-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HEIGHTS GARDENS FIRST ADDITION THE MOST ELY 137 1/2 FT LOT 8
Legal Range	13W
Legal Township	89N
Legal Section	17
Legal Subdivision	CEDAR HEIGHTS GARDENS FIRST
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3002
Census Tract	2400

Owner

2613 Cedar Heights Dr is owned and occupied by an individual who bought it in May 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2613 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA CREDIT UNION
May 27, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Apr 12, 2018	Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	202020664
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2613 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016541
Date	Apr 12, 2018
Instrument	201800016541

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	May 1, 2028
Index	1-Year CMT

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 27, 2020
Property Address	2613 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Document Number	202000020664
Instrument Date	May 26, 2020
Instrument	202000020664
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027

Mortgage

Document Number	202000020665
Date	May 27, 2020
Instrument	202000020665

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

Mortgage

Document Number	202000020666
Date	May 27, 2020
Instrument	202000020666

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2030

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 12, 2018
Property Address	2613 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027
Document Number	201800016540
Instrument Date	Apr 5, 2018
Instrument	201800016540
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 CEDAR HEIGHTS DR, CEDAR FALLS, IA 50613-6027

Mortgage

Document Number	201800016542
Date	Apr 12, 2018
Instrument	201800016542

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount on Record
Term	117 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2613 Cedar Heights Dr was $3,264 with a homeowner's exemption, up 5.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00 (+5.49%) Homeowner's exemption	$228,330 Land $26,400 Building $201,930	$228,330 Land $26,400 Building $201,930
2024	$3,094.00
2023		$202,530 (+29.57%) Land $26,400 Building $176,130	$202,530 Land $26,400 Building $176,130
2022	$2,722.00 Homeowner's exemption	$156,310 Land $26,400 Building $129,910
2021			$156,310 Land $26,400 Building $129,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2613 Cedar Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2613 Cedar Heights Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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