2625 4th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2625 4th Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,861 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Oct 2021)
Tax Bill	$6,191 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.15-4-15`

Property Details

APN / Parcel Number

Primary APN	`422800 59.15-4-15`
Alternative APN	`280005901500040150000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	336 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	195 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	249 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	54 sqft
Porch	Slab
Porch Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2625 4TH AVE
City	SCHENECTADY
State	NY
Zip	12303-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,SF STOODLEY-PT 456&457 4.-336-24
Legal Subdivision	ALFRED STOODLEY
Legal Block	4
Legal Lot Number	15.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	4
Census Block	4014
Census Tract	32901

Owner

2625 4th Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2625 4TH AVE, SCHENECTADY, NY 12303-3172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Jun 2, 2006 · Amount on File
Deed Document Number	202153229
Deed Book / Page	2070 / 58
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 25, 2021
Property Address	2625 4TH AVE, SCHENECTADY, NY 12303-3172
Document Number	0000053229
Book / Page	2070 / 58
Instrument Date	Oct 4, 2021
Instrument	202153229
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2625 4TH AVE, 2625, SCHENECTADY, NY 12303-3172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STATE ST, SCHENECTADY, NY 12305-1764

Mortgage

Document Number	0000053230
Date	Oct 25, 2021
Instrument	202153230

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2625 4th Ave was $6,191, up 2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,191.00 (+2.03%)
2025	$6,068.00	$165,000 Land $20,400 Building $144,600	$253,800 Land $31,379 Building $222,421
2023		$165,000 Land $20,400 Building $144,600	$217,100 Land $26,841 Building $190,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2625 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2625 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20