Schenectady County and Rotterdam Town property record for 2609 4th Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1950 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,500 (Sep 2022) |
| Tax Bill | $5,966 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.15-4-19 |
| Primary APN | 422800 59.15-4-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Upper Floors Area | 404 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 170 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2609 4TH AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,DM,BK,ADD STOODLEY-461-462,PT460 4.-337-3 |
| Legal Subdivision | ALFRED STOODLEY |
| Legal Block | 4 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 32901 |
2609 4th Ave is owned and occupied by two individuals who bought it in September 2022.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2609 4TH AVE, SCHENECTADY, NY 12303-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 8, 2020 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Prior Sale | Sep 8, 2020 · Amount on File |
| Deed Document Number | 202250463 |
| Deed Book / Page | 2093 / 610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 21, 2022 |
| Property Address | 2609 4TH AVE, SCHENECTADY, NY 12303-3172 |
| Document Number | 0000050463 |
| Book / Page | 2093 / 610 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 202250463 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2609 4TH AVE, SCHENECTADY, NY 12303-3172 |
| Name | Verified Name |
|---|---|
| Address | 118 BRUCE ST, SCHENECTADY, NY 12302-2303 |
| Document Number | 0000050464 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 202250464 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 8, 2020 |
| Property Address | 2609 4TH AVE, SCHENECTADY, NY 12303-3172 |
| Document Number | 0000026661 |
| Book / Page | 2041 / 210 |
| Map Reference | DR 29 MAP 1 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 202026661 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2609 4TH AVE, 2609, SCHENECTADY, NY 12303-3172 |
| Name | Verified Name |
|---|---|
| Address | 2 ILDRA LN, ALBANY, NY 12203-4502 |
| Document Number | 0000026662 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 202026662 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 2609 4th Ave was $5,966, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,966.00 (+2.02%) | ||
| 2025 | $5,848.00 | $159,000 Land $25,800 Building $133,200 | $244,600 Land $39,690 Building $204,910 |
| 2023 | $159,000 Land $25,800 Building $133,200 | $209,200 Land $33,946 Building $175,254 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2609 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2609 4th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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