2624 Emerson Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2624 Emerson Dr, Frederick, MD 21702 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,640 sqft · built 2006
Lot Size	0.046 acres (1,989 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Apr 2026)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-253089`

Property Details

APN / Parcel Number

Primary APN	`02-253089`
Alternative APN	`253089`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,640 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	880 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,989 sqft (0.046 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	253089
Street Address	2624 EMERSON DR
City	FREDERICK
State	MD
Zip	21702-3351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 52 SECTION 3 PLAT 3-1,989 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER SEC 03 03
Legal Lot Number	52
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751202

Owner

Source: Frederick County records · APN 02-253089

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · VA Mortgage OLD DOMINION NATIONAL BANK
Apr 13, 2026	Deed, Transfer · VA Mortgage OLD DOMINION NATIONAL BANK
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Jan 05, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jul 06, 2007 · Amount on Record
Deed Book / Page	17814 / 95
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0149810116
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 13, 2026
Property Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	0178140095
Book / Page	17814 / 95
Instrument Date	Mar 11, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	HARVART TITLE, HARVEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$403,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Investor	Possibly a Property Investor

Mortgage

Document Number	1781000102,
Date	Apr 13, 2026
Book Page	17814/102

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	1781000124,
Date	Apr 13, 2026
Book Page	17814/124

Lender

Name	OLD DOMINION NATIONAL BANK

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 13, 2026
Property Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	1781000095
Book / Page	17814 / 95
Instrument Date	Mar 11, 2026
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	HARVART TITLE, HARVEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$403,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Investor	Possibly a Property Investor

Mortgage

Document Number	1781000102,
Date	Apr 13, 2026
Book Page	17814/102

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0178140124,
Date	Apr 13, 2026
Book Page	17814/124

Lender

Name	OLD DOMINION NATIONAL BANK

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 10, 2021
Property Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	0149810116
Book / Page	14981 / 116
Map Reference	MB 77 PG 77
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2624 EMERSON DR, FREDERICK, MD 21702-3351

Mortgage

Document Number	14981120
Date	Jun 10, 2021
Instrument	14981/120

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 05, 2018
Property Address	2624 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	0122180346
Book / Page	012218 / 000346
Instrument Date	Dec 06, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2624 EMERSON DR FREDERICK MD 217023351, FREDERICK, MD 21702-3351

Mortgage

Document Number	122180352
Date	Jan 05, 2018
Book Page	012218/000352

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 04, 2033

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00 (+4.84%) Homeowner's exemption	$376,500 (+21.46%) Land $100,000 Building $276,500	$376,500 (-) Land $100,000 Building $276,500
2024	$5,501.00 (+7.25%)
2023	$5,129.00 Homeowner's exemption	$309,967	$376,500 Land $100,000 Building $276,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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