2620 Emerson Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2620 Emerson Dr, Frederick, MD 21702 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,668 sqft · built 2006
Lot Size	0.074 acres (3,214 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Jun 2019)
Tax Bill	$6,086 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-253062`

Property Details

APN / Parcel Number

Primary APN	`02-253062`
Alternative APN	`253062`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,668 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	908 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,214 sqft (0.074 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	253062
Street Address	2620 EMERSON DR
City	FREDERICK
State	MD
Zip	21702-3351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 50 SECTION 3 PLAT 3-3,214 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER
Legal Lot Number	50
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751202

Owner

Source: Frederick County records · APN 02-253062

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2620 EMERSON DR, FREDERICK, MD 21702-3351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Oct 13, 2006 · Amount on Record
Deed Book / Page	13032 / 2
Prior Transfer Date	Oct 10, 2006
Prior Transfer Doc	0062680781
Record Updated	Jun 08, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 17, 2019
Property Address	2620 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	0130320002
Book / Page	13032 / 0002
Map Reference	MB 77 PG 77
Instrument Date	Jun 07, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2620 EMERSON DR, FREDERICK, MD 21702-3351

Mortgage

Document Number	130320008
Date	Jun 17, 2019
Instrument	13032/0008

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,086.00 (+4.68%) Homeowner's exemption	$361,900 (+16.93%) Land $100,000 Building $261,900	$361,900 (-) Land $100,000 Building $261,900
2024	$5,814.00 (+7.17%)
2023	$5,425.00 Homeowner's exemption	$309,500	$361,900 Land $100,000 Building $261,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force 4 of 5 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.