2621 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2621 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 960 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Jul 2018)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-001.77`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-001.77`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2621 EVERGREEN DR
City	FT MITCHELL
State	KY
Zip	41017-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 7 LOT 7
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	7
Legal Lot Number	7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

2621 Evergreen Dr is owned and occupied by two individuals who acquired it in January 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2621 EVERGREEN DR, FT MITCHELL, KY 41017-9441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIR WAY LENDING LLC
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Jul 12, 2018	Deed of Trust, Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Aug 28, 2003 · Amount on File
Deed Document Number	201807 25 059 00463
Deed Book / Page	4138 / 241
Last Transfer Date	Jan 22, 2021
Transfer Doc	0005900137
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 4, 2021
Property Address	2621 EVERGREEN DR, COVINGTON, KY 41017-9441
Document Number	0005900137
Book / Page	70 / 51
Map Reference	PL A-18
Instrument Date	Jan 22, 2021
Instrument	21020405900137
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TTL GRO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2621 EVERGREEN DR, FORT MITCHELL, KY 41017-9441

Mortgage

Document Number	0005900138
Date	Feb 4, 2021
Instrument	21020405900138

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 25, 2018
Property Address	2621 EVERGREEN DR, COVINGTON, KY 41017-9441
Document Number	0000000463
Book / Page	0I4138 / 000241
Instrument Date	Jul 20, 2018
Instrument	463
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2621 EVERGREEN DR COVINGTON KY 410179441, COVINGTON, KY 41017-9441

Mortgage

Document Number	464
Date	Jul 25, 2018
Book Page	0I4138/000244
Instrument	464

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2621 EVERGREEN DR, COVINGTON, KY 41017-9441
Document Number	0000000222
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2621 EVERGREEN DR COVINGTON KY 410179441, COVINGTON, KY 41017-9441

Mortgage

Document Number	0000000222
Date	Jul 20, 2018
Book Page	004136/000201
Instrument	222

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2621 Evergreen Dr was $1,961.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,900 (-) Land $20,000 Building $177,900	$197,900 (-) Land $20,000 Building $177,900
2025	$1,961.00	$197,900 Land $10,000 Building $187,900	$197,900 Land $10,000 Building $187,900
2023	$2,109.00	$197,900 Land $10,000 Building $187,900	$197,900 Land $10,000 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2621 Evergreen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2621 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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