2613 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2613 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 960 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (May 2020)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-002.63`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-002.63`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2613 EVERGREEN DR
City	FT MITCHELL
State	KY
Zip	41017-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 10 LOT 9
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	10
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

2613 Evergreen Dr is owned and occupied by an individual who bought it in May 2020.

Source: Kenton County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2613 EVERGREEN DR, FT MITCHELL, KY 41017-9441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	20205900150
Deed Book / Page	21 / 224
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0000000059
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Aug 3, 2026
Property Address	2613 EVERGREEN DR, FT MITCHELL, KY 41017-9441
Document Number	0000016914
Book / Page	470 / 397
Instrument Date	Jul 21, 2026
Instrument	202616914
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 EVERGREEN DR, FT MITCHELL, KY 41017-9441

Mortgage

Document Number	0000016914,
Date	Aug 3, 2026
Book Page	470/397
Instrument	202616914

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 13, 2020
Property Address	2613 EVERGREEN DR, COVINGTON, KY 41017-9441
Document Number	0000000150
Book / Page	000021 / 000224
Instrument Date	May 8, 2020
Instrument	150
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 EVERGREEN DR COVINGTON KY 410179441, COVINGTON, KY 41017-9441

Mortgage

Document Number	440101
Date	May 13, 2020
Book Page	000044/000101

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2613 EVERGREEN DR, COVINGTON, KY 41017-9441
Document Number	0000000074
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 EVERGREEN DR COVINGTON KY 410179441, COVINGTON, KY 41017-9441

Mortgage

Document Number	0000000074
Date	Jun 18, 2020
Book Page	000M59/000539
Instrument	74

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 17, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 2613 Evergreen Dr was $1,174.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,400 (+66.58%) Land $20,000 Building $177,400	$197,400 (+66.58%) Land $20,000 Building $177,400
2025	$1,174.00	$118,500 Land $10,000 Building $108,500	$118,500 Land $10,000 Building $108,500
2023	$1,263.00	$118,500 Land $10,000 Building $108,500	$118,500 Land $10,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2613 Evergreen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2613 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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