2621 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2621 E 40th St, Lorain, OH 44055 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1965
Square Footage1,456 sqft Living Area
Lot Size6,359 sqft (0.276 acres)
OccupancyOwner Occupied
Last Sale$116,000 (2021)
Tax Bill$1,195.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-080-113-011

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,456 sqft Living Area
1st Floor1,280 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1965
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area6,359 sqft (0.276 acres)
Depth X Width176 ft x 36.1 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2621 E 40TH ST
CityLORAIN
StateOH
Zip44055-2205
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD 2 36.13 X 176
Legal SubdivisionHOMEWOOD 2
Legal Block113
Legal Lot Number429
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup4
Census Block4005
Census Tract97500

Owner

Source: Lorain County records · APN 03-00-080-113-011

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2621 E 40TH ST, LORAIN, OH 44055-2205
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BANK
Sep 21, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NORTHWEST BANK
Jul 26, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Doc Number2021840322
Prior Transfer DateJul 26, 2021
Prior Transfer Doc20210830480
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 22, 2026
Property Address2621 E 40TH ST, LORAIN, OH 44055-2205
Document Number0000100443
Instrument DateMay 29, 2026
Instrument2026100443
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2621 E 40TH ST, LORAIN, OH 44055-2205
InvestorPossibly a Property Investor

Mortgage

Document Number0000100443,
DateJun 22, 2026
Instrument2026100443
Lender
NameNORTHWEST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 03, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 21, 2021
Property Address2621 E 40TH ST, LORAIN, OH 44055-2205
Document Number20210840322
Map ReferenceVOL 15 PG 78
Instrument DateSep 10, 2021
Instrument2021-0840322
Transaction TypeTransfer
Record UpdatedSep 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2621 E 40TH ST, LORAIN, OH 44055-2205

Mortgage

Document Number0000840323
DateSep 21, 2021
Instrument2021-0840323
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateJul 26, 2021
Property Address2621 E 40TH ST, LORAIN, OH 44055-2205
Document Number20210830480
Map ReferenceVOL 15 PG 78
Instrument DateJul 26, 2021
Instrument2021-0830480
Transaction TypeTransfer
Record UpdatedAug 04, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,195.00 (-7.29%) Homeowner's exemption$31,270 (+%) Land $4,200 Building $27,070$89,340 (-) Land $12,000 Building $77,340
2024$1,289.00 (-3.16%)$31,269 (+20.99%) Land $4,200 Building $27,069$89,340 (+20.99%) Land $12,000 Building $77,340
2023$1,331.00 (+0.91%)$25,845 (-0.02%) Land $5,478 Building $20,367$73,840 (-) Land $15,650 Building $58,190
2022$1,319.00$25,850 Land $5,480 Building $20,370
2021$73,840 Land $15,650 Building $58,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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