2584 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2584 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	960 sqft Living Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$128,000 (2023)
Tax Bill	$1,450.00 (2025)

Owner

Source: Lorain County records · APN 03-00-079-104-010

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2584 E 40TH ST, LORAIN, OH 44055-2817
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Sep 05, 2002
Deed Doc Number	2023002029
Record Refreshed	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 27, 2023
Property Address	2584 E 40TH ST, LORAIN, OH 44055-2817
Document Number	0000913894
Map Reference	VOL 14 PG 22&23
Instrument Date	Apr 14, 2023
Instrument	2023-0913894
Transaction Type	Transfer
Record Updated	May 08, 2023
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 E 40TH ST, LORAIN, OH 44055-2817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000913895
Date	Apr 27, 2023
Instrument	2023-0913895

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00	$37,940 (%) Land $12,860 Building $25,080	$108,400 (-) Land $36,750 Building $71,650
2024	$1,450.00 (+1.68%)	$37,941 (+36.99%) Land $12,863 Building $25,078	$108,400 (+36.99%) Land $36,750 Building $71,650
2023	$1,426.00 (+0.92%)	$27,696 (+0.02%) Land $7,704 Building $19,992	$79,130 (-) Land $22,010 Building $57,120
2022	$1,413.00	$27,690 Land $7,700 Building $19,990
2021			$79,130 Land $22,010 Building $57,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-079-104-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	960 sqft Living Area
1st Floor	960 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1965
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	133 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Patio Area	72 sqft Patio
Porch	Open Porch
Porch Area	192 sqft Porch
Canopy Area	72 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2584 E 40TH ST
City	LORAIN
State	OH
Zip	44055-2817
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 75 X 150
Legal Subdivision	HOMEWOOD ADDITION
Legal Block	104
Legal Lot Number	291
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	1
Census Block	1016
Census Tract	97500