Polk County property record for 2620 Oak Dr, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,842 sqft · built 1925 |
| Lot Size | 0.588 acres (25,618 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,500 (Aug 2024) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Construction Loan Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-30-16-694500-016050 |
| Primary APN | 26-30-16-694500-016050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Upper Floors Area | 192 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,618 sqft (0.588 acres) |
| Lot Dimensions | 379 ft deep x 150 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 396 sqft |
| Patio Area | 323 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Street Address | 2620 OAK DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALTURAS PB 4 PG 62 BLK 16 LOTS 5 & 16 LESS RD R/W PER MB 27 PG 92 |
| Legal Range | 26E |
| Legal Township | 30S |
| Legal Section | 16 |
| Legal Subdivision | ALTURAS |
| Legal Tract | 694500 |
| Legal Block | 16 |
| Legal Lot Number | 5,16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 15302 |
2620 Oak Dr is owned and occupied by an individual who bought it in August 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2620 OAK DR, BARTOW, FL 33830-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2023 | Warranty Deed, Construction Loan · Construction Mortgage SILVER HILL FINANCIAL LLC |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOUTH ST BK |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional with PMI CENTERSTATE BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on File |
| Deed Sale | Aug 2, 2024 · Amount on File |
| Prior Sale | Dec 22, 2023 · Amount on File |
| Deed Document Number | 2024178961 |
| Deed Book / Page | 13215 / 1366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 22, 2023 |
| Property Address | 2620 OAK DR, BARTOW, FL 33830-9630 |
| Document Number | 0000298862 |
| Book / Page | 12950 / 2251 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023298862 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 9, 2024 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2620 OAK DR, BARTOW, FL 33830-9630 |
| Name | Verified Name |
|---|---|
| Address | 503 E JACKSON ST # 204, 204, TAMPA, FL 33602-4904 |
| Document Number | 0129502253 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 12950/2253 |
| Name | SILVER HILL FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Jul 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2620 OAK DR, BARTOW, FL 33830-9630 |
| Document Number | 0114631186 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2620 OAK DR BARTOW FL 338309630, BARTOW, FL 33830-9630 |
| Document Number | 0114631186 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 011463/001186 |
| Instrument | 249641 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 2620 OAK DR, BARTOW, FL 33830-9630 |
| Document Number | 0105501026 |
| Book / Page | 010550 / 001026 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 151156 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | EXECUTIVE TITLE/CTRL FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2620 OAK DR ALTURAS FL 33820, ALTURAS, FL 33820 |
| Document Number | 105501027 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 010550/001027 |
| Instrument | 151157 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2048 |
The 2025 property tax bill for 2620 Oak Dr was $2,098.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,527 (+1%) | $181,453 (+11.8%) Land $34,336 Building $147,117 | |
| 2025 | $2,098.00 | $162,297 Land $34,336 Building $127,961 | $162,297 Land $34,336 Building $127,961 |
| 2023 | $1,432.00 (+4.53%) Homeowner's exemption | $110,434 (+3%) | $178,776 (+29.63%) Land $32,700 Building $146,076 |
| 2022 | $1,370.00 Homeowner's exemption | $107,217 | $137,911 Land $23,707 Building $114,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2620 Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1982–2005) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2620 Oak Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTURAS WATER, LLC public/private · serves 300 people · EPA ID FL6530057 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 8 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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